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Security report for rossborough.co.uk

Rossborough Insurance · Finance · Jersey

Medium risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 2 other checks.

Security score

52/100

Risk levelMedium

0–100, higher is better. How it is calculated

Rossborough Insurance is a well-established insurance brokerage operating primarily in the Channel Islands and Isle of Man, offering a broad range of personal and business insurance products. As a subsidiary of Gallagher, it benefits from strong market positioning and trust signals such as regulatory compliance and chartered broker status. The website reflects a professional and consistent brand image with clear navigation and comprehensive service information tailored to local residents. Technically, the site leverages modern web technologies including ASP.NET, jQuery, and integrates third-party services for analytics, customer feedback, and consent management. Security posture is strong with HTTPS enforcement, anti-CSRF measures, and bot management via Cloudflare, though explicit security policies and incident response details are not published. Privacy compliance is robust with clear cookie consent mechanisms and a comprehensive privacy policy. Overall, the site demonstrates a mature digital presence with good user experience and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching rossborough.co.uk

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
15
Email security
85
DNS health
55
Network security
100
GDPR outside view
58
Average
52

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Rossborough Insurance targets residents and businesses in the Channel Islands and Isle of Man, focusing on insurance brokerage services across multiple sectors including motor, home, travel, marine, and business insurance. The company leverages its long-standing local presence and affiliation with Gallagher to maintain competitive advantage. Revenue streams likely include commissions from insurance policies and tailored insurance solutions. The partnership ecosystem includes Gallagher and digital service providers such as Wufoo and Trustpilot. Growth indicators include a modernized website with online quote capabilities and multi-channel contact options. Strategic observations suggest a focus on customer service and digital engagement to maintain market leadership in a niche geographic area.

Security posture

The website exhibits a solid security foundation with HTTPS enabled and security headers likely in place. Anti-CSRF tokens are used, and bot management is handled by Cloudflare, enhancing protection against automated threats. Cookie consent is managed transparently, aligning with GDPR requirements. However, the absence of a published security policy or incident response plan reduces transparency and preparedness perception. No vulnerabilities or exposed sensitive data were detected in the analysis. The security score is high but could be improved by publishing formal policies and establishing a vulnerability disclosure program.

Recommendations

  1. Publish a dedicated security policy and incident response plan on the website to enhance transparency and trust.
  2. Implement and publicize a vulnerability disclosure or security.txt file to encourage responsible reporting of security issues.
  3. Enhance website accessibility to meet higher standards and improve user experience for all visitors.
  4. Regularly review and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Increase transparency around data retention policies and user tracking to strengthen privacy compliance.

Contact details published on the site

Addresses
Legal name
R A Rossborough (Insurance Brokers) Limited
Registration number
Registered in Jersey No. 1944
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Rossborough Insurance
Description
Rossborough Insurance offers personal and business insurance to Channel Island and Isle of Man residents
Key services
Car Insurance, Travel Insurance, Home Insurance, Business Insurance, Marine and Aviation Insurance, Private Clients Insurance
Content quality
good
Branding
consistent

Technology

Stack
ASP.NET, jQuery, Lottie Player, Google Tag Manager, Trustpilot Widget, Wufoo Forms, CookieReports Consent Management
Frameworks
ASP.NET
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Anti-CSRF tokens (ASP.NET antiforgery cookies)
  • Cookie consent management
  • Bot management via Cloudflare

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Microsoft Bing Ads
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google AdSense, DoubleClick, Bing Ads
Tracking pixels
Microsoft Bing Universal Event Tracking, Trustpilot
Marketing tools
Trustpilot Widget
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Comprehensive insurance product offerings for personal and business clients
  3. Strong local presence in Channel Islands and Isle of Man
  4. Good privacy and cookie compliance with explicit consent mechanisms
  5. Use of reputable third-party services for analytics and customer feedback
  6. No signs of blocking or WAF challenges
  7. Security practices are good but could be improved with published policies
Technical notes

Notes

The website is built on a modern ASP.NET framework with integration of popular JavaScript libraries such as jQuery and Lottie Player for animations. It uses Umbraco CMS inferred from stylesheet naming conventions. Hosting is supported by Cloudflare, providing CDN and security features. Performance is moderate with room for optimization. The site is mobile-optimized and SEO-friendly with proper meta tags and structured data. Technical risks are minimal but include dependency on multiple third-party scripts which require ongoing monitoring. Opportunities exist to improve accessibility and streamline performance for enhanced user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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