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Security report for rlb-bank.at

Raiffeisen Landesbank Kärnten · Finance · Austria

High risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

47/100

Risk levelHigh

0–100, higher is better. How it is calculated

Raiffeisen Landesbank Kärnten is a prominent regional bank in Austria, specializing in comprehensive financial services for private and corporate clients. The website reflects a mature digital presence with extensive service offerings including corporate banking, private banking, investment, insurance, and online banking solutions. The bank emphasizes personalized service and regional economic support, positioning itself as a trusted partner for businesses and individuals in Carinthia. Technically, the site is built on Adobe Experience Manager with modern JavaScript frameworks and includes advanced cookie consent management. However, a critical security gap exists due to the absence of a valid SSL certificate and HTTPS support, which severely impacts the security posture. Privacy policies and legal documents are well presented, supporting GDPR compliance. Overall, the site is professional and trustworthy but urgently requires remediation of its SSL/TLS configuration to ensure secure communications and maintain customer trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching rlb-bank.at

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
45
Email security
50
DNS health
85
Network security
100
GDPR outside view
0
Average
47

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates as a large regional financial institution with a strong local footprint and a broad portfolio of services tailored to diverse customer segments. Its business model focuses on regional banking with personalized advisory and comprehensive financial products. The website content and linked domains indicate a well-established partnership ecosystem within the Raiffeisen banking group and related service providers. The presence of social media channels and detailed service descriptions suggest active customer engagement and marketing efforts. The bank leverages digital tools for customer convenience but must address technical security shortcomings to sustain competitive advantage and regulatory compliance.

Security posture

The current security posture is weak due to the lack of a valid SSL certificate and disabled TLS protocols, exposing users to potential interception and data integrity risks. While security headers like X-Frame-Options and HSTS are partially configured, the absence of HTTPS undermines these protections. No vulnerabilities such as Heartbleed or POODLE were detected, but the missing encryption is a critical flaw. Privacy and cookie consent mechanisms are properly implemented, indicating awareness of data protection requirements. Incident response and security policy information are not publicly available, which could be improved to enhance transparency and preparedness.

Recommendations

  1. Immediately obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable and configure modern TLS protocols (TLS 1.2 and TLS 1.3) to secure communications.
  3. Implement OCSP stapling and session resumption to improve SSL performance and security.
  4. Publish clear security policies and incident response contacts to improve transparency and trust.
  5. Maintain and regularly audit privacy and cookie consent mechanisms to ensure ongoing GDPR compliance.

Contact details published on the site

Addresses
Technical notes

Notes

The website is built on a robust CMS platform (Adobe Experience Manager) and uses modern JavaScript frameworks including Angular and jQuery. It employs lazy loading for images and integrates third-party services such as OneTrust for cookie management and Adobe DTM for tag management and analytics. The site is mobile-optimized with responsive design and accessibility features. However, performance metrics are missing or zero, indicating potential gaps in monitoring or optimization. The hosting provider is not explicitly identified but the IP address suggests a dedicated or partner hosting environment. The absence of SSL/TLS is a major technical risk that must be addressed urgently to protect user data and maintain compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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