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Security report for resursbank.se

Resurs Bank AB (publ) · Finance · Sweden

Low risk. 2 critical or high findings in SSL/TLS and DNS health.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

Resurs Bank AB (publ) is a well-established Swedish financial institution offering a broad range of financial services including savings accounts, loans, credit cards, factoring, and payment solutions tailored for both private individuals and businesses. The website presents a professional and comprehensive digital presence with clear navigation, rich content, and strong branding consistency. The company targets the Swedish market with a focus on everyday financial balance and accessible credit solutions. Technically, the website leverages modern technologies such as React, Google Tag Manager, and Google reCAPTCHA v3, ensuring a secure and user-friendly experience. Security posture is strong with HTTPS enforcement, bot protection, and cookie consent mechanisms, although some security headers could be explicitly published for enhanced protection. Overall, the site is trustworthy, compliant with GDPR, and provides transparent business and contact information.

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Potential Subdomain Takeover

      Subdomain dev.resursbank.se points to unregistered service rsb-shared-public-1576811254.eu-west-1.elb.amazonaws.com

      What to do: Remove or fix CNAME record to prevent subdomain takeover

      • WSTG-CONF-10
      • NIS2 21(2)(i)
      • IR 2024/2690 12.4: Implementing Regulation (EU) 2024/2690, Annex point 12.4: Asset inventory
      • NIST CM-8: NIST SP 800-53 Rev. 5 CM-8: System Component Inventory

Need hands-on remediation? Email guard@offseq.com

Keep watching resursbank.se

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
80
Email security
87
DNS health
65
Network security
100
GDPR outside view
95
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Resurs Bank operates in the competitive Swedish financial services sector, focusing on consumer and corporate lending, savings, and payment facilitation. Its business model revolves around providing flexible credit and payment products, supported by digital tools like a mobile app and online banking. The company maintains a strong market position with a large customer base and diversified product offerings. Partnerships with credit check services and document hosting platforms enhance operational efficiency. The presence of a dedicated economic education platform (My Economy) indicates a commitment to customer financial literacy. The company’s transparent communication, regulatory compliance, and active social media presence support its credibility and growth potential.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, use of Google reCAPTCHA v3 to mitigate automated abuse, and a cookie consent mechanism aligned with privacy regulations. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, explicit publication of additional security headers such as X-Content-Type-Options, Referrer-Policy, and Permissions-Policy is recommended to further harden the site. Incident response contact information and vulnerability disclosure mechanisms are not publicly evident, which could be improved to enhance security transparency and readiness. Overall, the security measures are appropriate for a financial institution’s public website, supporting customer trust and regulatory compliance.

Recommendations

  1. Publish explicit security headers including X-Content-Type-Options, Referrer-Policy, and Permissions-Policy to strengthen browser security.
  2. Implement and publicize a security.txt file to facilitate responsible vulnerability disclosure.
  3. Provide clear incident response contact channels to improve transparency and customer confidence.
  4. Regularly audit third-party scripts and dependencies to mitigate supply chain risks.
  5. Enhance performance monitoring and optimization to improve user experience, especially on mobile devices.

Contact details published on the site

Addresses
Legal name
Resurs Bank AB (publ)
Registration number
516401-0208
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Resurs Bank AB (publ)
Description
Resurs vill bidra till att skapa balans i din vardagsekonomi, och när du gör affärer finns vi här med enkla betallösningar, factoring och finansiering.
Key services
Savings accounts, Loans, Credit cards, Factoring, Payment solutions
Content quality
excellent
Branding
consistent

Technology

Stack
React, Google Tag Manager, Google reCAPTCHA v3, Humany chatbot, AWS S3 for image hosting
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA v3 for bot protection
  • No exposed sensitive data in HTML
  • Secure login links
  • Cookie consent mechanism

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Google reCAPTCHA
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. Strong focus on financial products for private and corporate customers.
  3. Comprehensive privacy and cookie policies with consent mechanisms.
  4. Use of modern web technologies and security best practices.
  5. Clear warnings about fraud and customer protection.
  6. Multiple social media channels linked and active.
  7. No signs of adult or questionable content.
  8. WHOIS data for www subdomain not found, but main domain likely registered properly.
Technical notes

Notes

The website is built using React, indicating a modern single-page application architecture. It integrates Google Tag Manager and Google reCAPTCHA v3 for analytics and security. Images and assets are hosted on AWS S3, ensuring scalable and reliable content delivery. The site is mobile optimized with responsive design and accessibility features. SEO is well addressed with meta tags and Open Graph data. No CMS is explicitly detected, suggesting a custom or proprietary content management system. Performance is moderate, with potential for improvement in load times and resource optimization. The technical stack supports a secure, scalable, and user-friendly digital banking experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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