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Security report for resurs.com

Resurs Bank AB (publ) · Finance · Sweden

Low risk. 3 critical or high findings in SSL/TLS and DNS health.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

Resurs Bank AB (publ) is a well-established Swedish financial institution offering a broad range of consumer and corporate financial services including savings accounts, loans, credit cards, factoring, payment solutions, and insurance. The website is professionally designed, mobile-optimized, and provides clear navigation and comprehensive content tailored to private individuals and businesses in Sweden. The company positions itself as a trusted partner to help customers manage their everyday finances with flexible and accessible financial products. Technically, the website leverages modern web technologies such as React, AWS S3 for media hosting, Google Tag Manager for analytics, and Google reCAPTCHA v3 for bot protection. The site demonstrates good performance, accessibility, and SEO practices, indicating a mature digital infrastructure. Security measures include HTTPS enforcement, security headers, and user education on fraud prevention. The security posture is strong with no evident vulnerabilities or exposed sensitive data. Privacy compliance is robust with clear privacy and cookie policies and consent mechanisms aligned with GDPR requirements. However, explicit incident response contacts and vulnerability disclosure policies are not publicly available, representing an area for improvement. Overall, the website and business present a low-risk profile with high trustworthiness and professionalism. The absence of WHOIS data for the www subdomain is noted but does not detract from the legitimacy of the root domain and business operations. Strategic recommendations include enhancing transparency around security incident handling and publishing a vulnerability disclosure policy to further strengthen trust and security culture.

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      SSL Certificate Expires Soon

      SSL certificate expires in 26 days

      What to do: Renew SSL certificate before expiration

      • NIS2 21(2)(h)
      • IR 2024/2690 9.2(c): Implementing Regulation (EU) 2024/2690, Annex point 9.2(c): Cryptography
      • NIST SC-17: NIST SP 800-53 Rev. 5 SC-17: Public Key Infrastructure Certificates

  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Potential Subdomain Takeover

      Subdomain dev.resursbank.se points to unregistered service rsb-shared-public-1576811254.eu-west-1.elb.amazonaws.com

      What to do: Remove or fix CNAME record to prevent subdomain takeover

      • WSTG-CONF-10
      • NIS2 21(2)(i)
      • IR 2024/2690 12.4: Implementing Regulation (EU) 2024/2690, Annex point 12.4: Asset inventory
      • NIST CM-8: NIST SP 800-53 Rev. 5 CM-8: System Component Inventory

Need hands-on remediation? Email guard@offseq.com

Keep watching resurs.com

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
80
Email security
87
DNS health
65
Network security
100
GDPR outside view
95
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Resurs Bank operates in the Swedish financial sector, targeting both private consumers and corporate clients. Its competitive advantage lies in offering a comprehensive suite of financial products including consumer loans, credit cards with various benefits, factoring services for businesses, and flexible payment solutions. The business model is based on retail banking services with revenue streams from interest, fees, and insurance products. The company maintains a strong partnership ecosystem including credit check services and regulatory compliance with Swedish authorities. Growth indicators include digital transformation evidenced by a modern website and mobile app, and active customer engagement through educational content and service portals.

Security posture

The website exhibits a mature security posture with HTTPS enforced, modern security headers, and integration of anti-bot measures like Google reCAPTCHA v3. The presence of clear warnings about fraud attempts and instructions to customers indicates a proactive security culture. No direct vulnerabilities or exposed sensitive information were detected in the HTML content. GDPR compliance is evident through privacy and cookie policies with consent mechanisms. However, the lack of a publicly available incident response contact or vulnerability disclosure policy suggests room for improvement in transparency and readiness. Overall, the security maturity is high but could be enhanced by formalizing and publishing incident response and vulnerability handling procedures.

Recommendations

  1. Publish explicit incident response contact information on the website to improve transparency and customer trust.
  2. Develop and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  3. Regularly review and update privacy and cookie policies to maintain compliance with evolving regulations such as GDPR and NIS2.
  4. Enhance user education on security best practices and fraud prevention through dedicated website sections or campaigns.
  5. Consider obtaining and displaying recognized security certifications (e.g., ISO 27001) to strengthen trust signals.

Contact details published on the site

Addresses
Legal name
Resurs Bank AB (publ)
Registration number
516401-0208
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Resurs Bank AB (publ)
Description
Resurs vill bidra till att skapa balans i din vardagsekonomi, och när du gör affärer finns vi här med enkla betallösningar, factoring och finansiering. Välkommen!
Key services
Savings accounts, Loans, Credit cards, Factoring, Payment solutions, Insurance
Content quality
excellent
Branding
consistent

Technology

Stack
React, AWS S3 (image hosting), Google Tag Manager, Google reCAPTCHA v3, Humany chatbot, Modern JavaScript modules
Frameworks
React
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA v3
  • Security warnings about phishing and fraud
  • No exposed sensitive data in HTML
  • Secure login portals

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Marketing tools
Humany chatbot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no WAF or blocking detected.
  2. Content is comprehensive and professionally presented in Swedish.
  3. Strong focus on consumer and corporate financial services.
  4. Clear privacy and cookie policies with consent mechanisms.
  5. Multiple secure login portals for different user types.
  6. Use of modern web technologies and security best practices.
  7. No signs of suspicious or malicious content.
  8. WHOIS data for www.resursbank.se subdomain is missing, but root domain likely registered properly.
Technical notes

Notes

The website is built using React, leveraging modern JavaScript modules and hosted assets on AWS S3. It integrates Google Tag Manager and Google reCAPTCHA v3 for analytics and security respectively. The site is mobile-optimized with responsive design and accessibility features. Performance appears fast with efficient asset loading and minimal blocking scripts. SEO is supported by comprehensive meta tags including Open Graph data. No CMS is explicitly identified, suggesting a custom or proprietary platform. Technical risks are minimal, but continuous monitoring for library vulnerabilities and performance optimization is recommended to maintain operational excellence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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