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Security report for regionsmortgage.com

Regions Bank · Finance · United States

Low risk. 5 critical or high findings in Security headers, GDPR outside view and 2 other checks.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Regions Bank is a large financial institution specializing in personal banking services with a strong focus on home mortgage loans and refinancing. The website provides comprehensive information and tools for mortgage applications, refinancing, home equity loans, and home improvement financing. The bank positions itself as a trusted advisor offering personalized service and competitive rates. The digital infrastructure is mature, leveraging multiple analytics, marketing, and tag management technologies to optimize user experience and marketing effectiveness. Security posture is strong with HTTPS enforcement, WAF protection via Incapsula, and secure login portals. Privacy policies and cookie consent mechanisms are comprehensive and GDPR compliant. However, WHOIS data is unavailable due to registry restrictions, which slightly impacts domain trust assessment but is mitigated by the professional presentation and branding consistency.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching regionsmortgage.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
55
Email security
75
DNS health
90
Network security
100
GDPR outside view
53
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention regionsmortgage.com, from OffSeq Breach.

Total records
549
Employees
0
Customers
549
Third parties
0
Weak passwords
6%

4 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for regionsmortgage.com.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Regions Bank operates in the finance sector targeting consumers seeking home financing solutions. Its business model revolves around providing a broad range of banking and lending products, with mortgage services being a key revenue stream. The bank maintains partnerships with mortgage servicing platforms and appointment scheduling providers to enhance customer experience. The website's extensive use of third-party marketing and analytics tools indicates a data-driven approach to customer engagement. The brand is well-established with clear trust indicators such as FDIC membership and Equal Housing Lender certification. The bank's market position is strong regionally with a large customer base and diversified financial services.

Security posture

The website demonstrates a high level of security maturity with enforced HTTPS, use of a reputable WAF (Incapsula), and secure login forms. Privacy and security policies are clearly communicated, and no sensitive data is exposed in the HTML content. The presence of multiple tracking and marketing scripts necessitates ongoing vigilance to prevent vulnerabilities. No immediate vulnerabilities or security misconfigurations were detected. Incident response and vulnerability disclosure information are not publicly available, which could be improved to enhance transparency and readiness.

Recommendations

  1. Publish explicit Content-Security-Policy headers and verify their effectiveness.
  2. Provide publicly accessible vulnerability disclosure and incident response contact information.
  3. Regularly audit third-party scripts to minimize risk from external dependencies.
  4. Enhance visible security trust seals on login and sensitive pages to reassure users.
  5. Maintain updated WHOIS information or provide justification for privacy protection to improve domain trust.

Contact details published on the site

Addresses
Legal name
Regions Bank
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Regions Bank
Description
Regions Bank offers home loans including mortgage loans, refinancing, home equity loans and lines, and home improvement loans with competitive rates and personal service.
Key services
Mortgage loans, Mortgage refinancing, Home equity loans and lines of credit, Home improvement loans, Online mortgage account management
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Adobe Analytics, Google Tag Manager, YouTube Widget API, Ensighten Tag Management, RFI Hub, Boomtrain personalization, Quantcast, Bing Ads, Facebook Pixel, Teads, Adsvr, Incapsula WAF
Frameworks
Bootstrap (implied by classes and modal usage)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login forms with autocomplete attributes
  • Privacy and security policies prominently linked
  • Use of WAF (Incapsula)
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Adobe Analytics, Google Analytics (via GTM), Quantcast, Bing Ads, Facebook Pixel, LinkedIn Insight Tag, Pinterest Tag, Twitter Pixel
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Bing Ads, Google Ads, Teads, Adsvr, Quantcast
Tracking pixels
Facebook Pixel, Bing Pixel, LinkedIn Insight Tag, Pinterest Tag, Twitter Pixel, Boomtrain, RFI Hub, Ensighten
Marketing tools
Ensighten Tag Management, Boomtrain personalization
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected
  2. Strong branding consistent with Regions Bank
  3. Multiple secure login portals for mortgage account management
  4. Comprehensive navigation with clear categorization of personal, small business, commercial, and wealth services
  5. Extensive use of third-party analytics and marketing scripts
  6. No exposed sensitive data or obvious security vulnerabilities in HTML
  7. WHOIS data unavailable, possibly due to registry restrictions
Technical notes

Notes

The website uses a modern tech stack including JavaScript frameworks, Adobe Analytics, Google Tag Manager, and multiple marketing and personalization tools. It employs Bootstrap for responsive design and Ensighten for tag management. Hosting is protected by Incapsula WAF, indicating enterprise-grade security infrastructure. Performance is moderate with good mobile optimization and accessibility features. SEO is well implemented with proper meta tags and structured data (JSON-LD BreadcrumbList). The site integrates multiple external domains for services such as mortgage management, appointment scheduling, and investment access, reflecting a complex but well-orchestrated digital ecosystem.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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