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Security report for rb.cz

Raiffeisenbank a.s. · Finance · Czech Republic

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

Raiffeisenbank a.s. is a well-established Czech banking institution offering a comprehensive range of financial services including accounts, loans, mortgages, and investments. The bank targets both individual and corporate clients within the Czech Republic, leveraging a modern digital banking platform to provide convenient and secure financial management. The website reflects a strong market position with consistent branding and professional content, supporting its reputation as a trusted financial services provider. Technically, the website employs modern web technologies such as Angular and Material Design components, integrated with analytics and user engagement tools like Google Tag Manager, Hotjar, and Unblu chat. The site is mobile-optimized and accessible, providing a seamless user experience across devices. Security is robust with HTTPS enforcement, secure login options including multi-factor authentication, and cookie consent mechanisms aligned with GDPR requirements. While the WHOIS data is unavailable or privacy protected, which limits domain registration transparency, the overall digital presence and security posture indicate a legitimate and professionally managed entity. The absence of explicit security policies or incident response information suggests areas for improvement in transparency and compliance documentation. Overall, Raiffeisenbank's website demonstrates a mature digital infrastructure and strong security practices, supporting its business credibility and customer trust. Strategic recommendations include publishing detailed security policies, vulnerability disclosure mechanisms, and enhancing data protection officer contact visibility to further strengthen compliance and trust.

Scanned

This is an earlier scan of rb.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching rb.cz

This scan found 11 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
100
Email security
88
DNS health
85
Network security
100
GDPR outside view
40
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention rb.cz, from OffSeq Breach.

Total records
9,107
Employees
0
Customers
9,030
Third parties
77
Weak passwords
71%

45 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for rb.cz.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Raiffeisenbank operates in the competitive Czech banking sector, focusing on retail and corporate banking services. Its business model centers on providing a full suite of financial products accessible via online and mobile channels, catering to a broad customer base including individuals, small businesses, and larger corporations. The bank's competitive advantages include a long-standing market presence since 1993, a strong brand, and integration with digital banking technologies. Revenue streams likely derive from account fees, loan interest, mortgage products, investment services, and associated financial products. The partnership ecosystem includes payment processors and building savings offices, enhancing service offerings. Growth indicators include active digital engagement and continuous content updates. Strategic observations highlight the bank's emphasis on digital transformation and customer-centric services.

Security posture

The website exhibits a high level of security maturity with enforced HTTPS, secure authentication methods including SMS codes and proprietary RB key, and cookie consent aligned with GDPR. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of publicly available security policies, incident response plans, or vulnerability disclosure channels indicates gaps in transparency and formal security communication. Compliance with GDPR is evident through privacy and cookie policies. The security culture appears proactive with multi-factor authentication and secure session management. Recommendations include publishing explicit security documentation and establishing a vulnerability disclosure program to enhance trust and incident readiness.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Enhance visibility and contact information for the Data Protection Officer.
  4. Regularly review and audit third-party scripts and analytics tools for security risks.
  5. Maintain and update security headers and compliance documentation to align with best practices.

Contact details published on the site

Addresses
Legal name
Raiffeisenbank a.s.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Raiffeisenbank a.s.
Description
Raiffeisenbank – moderní a bezpečné bankovnictví. Účty, půjčky, hypotéky i investice vyřídíte kdykoliv a kdekoliv. Spravujte finance jednoduše v mobilní aplikaci Raiffeisen bankovnictví.
Key services
bank accounts, loans, mortgages, investments, online and mobile banking
Content quality
excellent
Branding
consistent

Technology

Stack
Angular (implied by angular data attributes), Google Tag Manager, Hotjar, Unblu chat, Material Design Components (MDC), JavaScript, CSS
Frameworks
Angular, Material Design
Platforms
Web
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Secure login with multi-factor options (SMS code, RB key)
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Hotjar
Marketing tools
Hotjar, Unblu chat
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. WHOIS data is unavailable or privacy protected, limiting domain registration transparency.
  3. Strong presence of privacy and cookie policies with consent mechanisms.
  4. Multiple secure login methods indicate good security posture.
  5. Use of modern web technologies and analytics tools.
  6. No signs of suspicious or malicious content.
  7. Comprehensive business information and contact details provided.
  8. Social media presence is official and consistent.
Technical notes

Notes

The website is built on a modern technology stack including Angular framework and Material Design components, ensuring a responsive and accessible user interface. Integration with analytics and user engagement tools like Google Tag Manager and Hotjar supports data-driven improvements. The CMS appears proprietary with structured content management. Performance is moderate with room for optimization. Mobile optimization and SEO practices are strong, contributing to excellent user experience and discoverability. Technical risks are minimal but include dependency on multiple third-party scripts which require ongoing security monitoring. Opportunities exist to enhance hosting transparency and implement advanced performance optimizations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 80/100 +16Low21 findingsView report
  2. 64/100Medium20 findingsView report
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