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Security report for raincards.xyz

Signify Holdings, Inc. · Finance · N/a

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Rain.xyz operates as a fintech platform specializing in the issuance of stablecoin-powered Visa card programs globally. The company positions itself as a vertically integrated issuing partner enabling rapid deployment of card programs through modern APIs and flexible infrastructure. Their market position is strong, supported by direct Visa Principal Membership and trusted partnerships with fintech and crypto-native companies. The website content is professional and clearly targets fintech businesses and crypto platforms seeking card issuance solutions. Technically, the site leverages modern web technologies including Webflow CMS, Google Tag Manager, and Intercom for customer engagement, delivering a fast and mobile-optimized experience. Security posture is solid with HTTPS enforced and no exposed sensitive data, though there is room for improvement in security headers and explicit incident response disclosures. Privacy compliance is partially met with a comprehensive privacy policy but lacks a cookie consent mechanism. Overall, the domain registration aligns well with the business claims, indicating legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Twitter, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching raincards.xyz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
60
Email security
60
DNS health
80
Network security
100
GDPR outside view
35
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Rain.xyz's business model focuses on B2B fintech services, providing a full-stack card issuance platform that integrates stablecoins with Visa's global payment network. Their competitive advantage lies in direct Visa issuing capabilities, modern API-driven infrastructure, and proven market trust evidenced by testimonials from industry leaders. Revenue streams likely include card issuance fees, transaction fees, and platform usage charges. The target customers are fintech startups, crypto platforms, and global businesses requiring flexible and scalable card programs. The company maintains strategic partnerships with security audit firms and leverages social media channels for brand presence. Growth indicators include rapid card program launches and transaction milestones shared in testimonials.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and no visible sensitive data leaks. However, the absence of explicit security headers such as Content-Security-Policy and Strict-Transport-Security reduces the overall security hardening. No public incident response or vulnerability disclosure policies were found, which could impact trust from security-conscious clients. The use of third-party scripts like Intercom and Google Tag Manager introduces moderate tracking but no evident vulnerabilities. Privacy compliance is partial, lacking cookie consent mechanisms despite tracking usage. Overall, the security maturity is good but could be enhanced by adopting additional best practices and transparency measures.

Recommendations

  1. Implement and publish a security headers policy including CSP, HSTS, and X-Frame-Options to improve security posture.
  2. Add a cookie consent banner/mechanism to comply with GDPR and other privacy regulations.
  3. Publish an incident response policy and provide dedicated security contact channels (e.g., security@rain.xyz).
  4. Introduce a vulnerability disclosure program or security.txt file to facilitate responsible reporting.
  5. Enhance contact information visibility to improve business credibility and customer trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Signify Holdings, Inc.
Description
Rain is a vertically integrated issuing partner for global platforms. Enabling innovative financial products through modern APIs, flexible infrastructure, supporting electronic and digital money. Launch a card program in days not months.
Key services
Card issuance, Stablecoin payment integration, API-based financial product enablement, Global Visa card program launch
Content quality
good
Branding
consistent

Technology

Stack
Webflow, Google Tag Manager, Intercom, Lottie animations, jQuery 3.5.1
Frameworks
Webflow CMS
Platforms
Webflow hosting
Performance
fast
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Intercom widget with async loading

Analytics and tracking

Services
Google Analytics (via Google Tag Manager)
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
ProspectDesk
Marketing tools
Intercom
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Strong branding and consistent messaging around stablecoin-powered Visa card issuance.
  3. Use of modern web technologies and integrations for customer engagement and analytics.
  4. Lack of explicit cookie consent mechanism despite use of tracking scripts.
  5. No visible contact emails or phone numbers on the main page or footer.
  6. Presence of legal pages including privacy policy and terms of service.
  7. Security headers not explicitly detected in provided data; opportunity for improvement.
Technical notes

Notes

The website is built on Webflow CMS, leveraging modern JavaScript libraries such as jQuery and Lottie for animations. It uses Google Tag Manager for analytics and ProspectDesk for tracking, alongside Intercom for customer support chat. Hosting is via Webflow's CDN, ensuring fast load times and good mobile responsiveness. SEO is well addressed with proper meta tags and Open Graph data. Accessibility is basic but could be improved. No technical debt or deprecated technologies were detected. The site architecture supports scalability and integration with external APIs, aligning with the business model of rapid card program deployment.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium23 findingsView report
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