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Security report for raiffeisen.at

Raiffeisen · Finance · Austria

Partial score · DNS & email only

44/100

0–100, higher is better. How it is calculated

Raiffeisen is Austria's largest banking group, offering a wide range of financial services to private and corporate customers through a strong regional presence and digital platforms. The website reflects a mature digital infrastructure built on Adobe Experience Manager with modern JavaScript frameworks, providing excellent user experience and comprehensive content. However, the security posture is weakened by the absence of a valid SSL certificate and lack of modern TLS protocols, which is a critical issue for a financial institution. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, the site is trustworthy and professional but requires urgent security improvements to protect customer data and maintain trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
18/ 100 · Critical
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

Need hands-on remediation? Email guard@offseq.com

Keep watching raiffeisen.at

This scan found 10 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Email security
50
DNS health
50
Network security
100
GDPR outside view
18
Average
44

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Raiffeisen's market position as a leading Austrian bank is reinforced by its extensive branch network and diverse product portfolio targeting various customer segments including youth, students, and corporate clients. The business model emphasizes regional banking combined with innovative digital services such as online banking and mobile payment solutions. The presence of partner domains for ticketing and developer resources indicates a broad ecosystem supporting customer engagement and technological innovation.

Security posture

The website implements some security best practices such as HSTS and X-Frame-Options headers and secure cookies. However, the lack of a valid SSL certificate and disabled TLS protocols represent a major vulnerability that could expose users to interception and undermine trust. No incident response or security policy pages were found, and no vulnerability disclosure or security.txt files are present. The site should prioritize obtaining and maintaining valid certificates and enabling secure protocols to meet industry standards and regulatory requirements.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate supporting TLS 1.2 or TLS 1.3 immediately.
  2. Enable OCSP stapling and session resumption to improve security and performance.
  3. Implement DNSSEC and CAA records to enhance DNS and certificate security.
  4. Publish a clear security policy and incident response contact information.
  5. Regularly audit third-party scripts and tracking tools to ensure privacy compliance.
Technical notes

Notes

The website uses Adobe Experience Manager CMS with Angular and jQuery frameworks, along with video.js for media handling. The site loads asynchronously with lazy loading for images, supporting good mobile optimization and accessibility. However, performance metrics indicate slow loading, possibly due to heavy scripts and lack of caching. SEO is well addressed with meta tags and Open Graph data. The technical stack is modern but requires optimization and security hardening to reduce technical debt and risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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