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Security report for raiba-neustadt.de

Raiffeisenbank Neustadt eG · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

Raiffeisenbank Neustadt eG is a regional cooperative bank in Germany focused on providing local banking and financial services to its community. The website reflects a professional and consistent brand image tailored to local customers and businesses. The technical infrastructure is modern, leveraging Angular and Angular Material frameworks, with Dynatrace monitoring for performance insights. Hosting and DNS are managed by atruvia, a known banking IT service provider, indicating a secure and specialized hosting environment. Security posture is moderate with HTTPS implied but lacks explicit security headers and published security policies. Privacy compliance is weak due to absence of visible privacy and cookie policies. Overall, the site is trustworthy and professionally maintained but would benefit from enhanced transparency in privacy and security disclosures.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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Keep watching raiba-neustadt.de

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
55
DNS health
65
Network security
100
GDPR outside view
43
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates as a cooperative entity serving the Neustadt region, focusing on traditional banking services and community engagement. Its market position is regional with a business model centered on local customer relationships and financial product offerings. The website content and structure support this positioning with localized messaging and service descriptions. The partnership with atruvia for IT services suggests a stable and compliant operational backend. No evidence of aggressive marketing or affiliate partnerships is present, indicating a conservative and trust-focused business approach.

Security posture

The website demonstrates a baseline security posture with HTTPS usage and no visible exposure of sensitive data. However, the lack of security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces its defense-in-depth. No incident response or vulnerability disclosure mechanisms are published, which could hinder timely security issue reporting and resolution. The presence of Dynatrace monitoring indicates active performance and user behavior tracking but raises privacy compliance concerns due to missing cookie consent mechanisms. Overall, the security maturity is moderate but can be improved by adopting best practices and transparency.

Recommendations

  1. Implement and publish comprehensive privacy and cookie policies with GDPR compliance details.
  2. Add security headers including CSP, HSTS, and X-Frame-Options to enhance protection.
  3. Publish an incident response policy and provide clear contact channels for security issues.
  4. Introduce a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  5. Improve accessibility features and conduct regular security audits to maintain compliance and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Raiffeisenbank Neustadt eG
Description
Für uns heißt da sein, auch füreinander da zu sein. Und das geht am besten vor Ort. Erfahren Sie hier mehr über die Leistungen und das Angebot Ihrer Raiffeisenbank Neustadt eG.
Key services
banking services, financial products, local customer support
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Angular (indicated by cdk and mat-mdc components), CSS, Ruxit agent (Dynatrace monitoring)
Frameworks
Angular Material
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
70/100
Good practices seen
  • HTTPS usage implied by domain
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Dynatrace
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Dynatrace (ruxitagentjs)
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website content is fully accessible and not blocked by WAF or security challenges.
  2. No explicit privacy, cookie, or terms of service policies found in the provided HTML content.
  3. No contact emails, phone numbers, or physical addresses explicitly found in the truncated HTML content.
  4. Site uses modern Angular framework with Angular Material components.
  5. Dynatrace monitoring script is present indicating performance and user monitoring.
  6. No security.txt or vulnerability disclosure information found.
  7. No data protection officer contact information found.
  8. Site branding and content are consistent with a regional cooperative bank in Germany.
  9. No suspicious or malicious content detected.
  10. No advertising or affiliate marketing detected beyond monitoring scripts.
Technical notes

Notes

The website is built using Angular framework with Angular Material components, indicating a modern and maintainable front-end architecture. The use of Dynatrace for monitoring suggests attention to performance and user experience. Hosting is managed by atruvia, a specialized banking IT provider, which likely ensures compliance with industry standards. The site is mobile optimized and SEO friendly with proper meta tags. However, the absence of explicit security headers and privacy mechanisms indicates areas for technical improvement. The CMS appears custom or proprietary, which may require dedicated maintenance resources. Overall, the technical infrastructure is solid but can benefit from enhanced security and privacy features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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