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Security report for pyvio.com

叁点壹肆网络科技有限公司 (PyWave Network Technology Limited) · Finance · Hong Kong

Medium risk. 9 critical or high findings in Email security, Security headers and 2 other checks.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

Pyvio is a Hong Kong-based fintech company specializing in cross-border payment solutions targeting emerging markets such as Southeast Asia, Latin America, Africa, and developed regions including Europe and the Americas. The company offers a comprehensive suite of services including global collection, acquiring, payment, and virtual card issuance, catering primarily to export-oriented enterprises, cross-border e-commerce, B2B trade, and digital platforms like gaming and advertising monetization. Their market position is that of a leading one-stop payment service provider focused on new and emerging markets, leveraging localized financial infrastructure to enable international business expansion. Technically, Pyvio employs a modern web stack based on Vue.js and Element Plus UI components, hosted on Alibaba Cloud infrastructure. The website demonstrates moderate performance and good mobile optimization, with SEO and accessibility at a basic to good level. Tracking and analytics are implemented via Google Tag Manager, indicating a moderate level of user data collection. From a security perspective, the site enforces HTTPS and includes standard cache-control headers but lacks advanced security headers and DNSSEC. Privacy and cookie policies are present with consent mechanisms, though GDPR compliance is basic. No explicit incident response or vulnerability disclosure policies are published, which represents an area for improvement. The WHOIS data is consistent with the business profile, showing legitimate registration and appropriate domain age. Overall, Pyvio presents a professional and trustworthy online presence with solid business credibility and technical implementation. Security posture is adequate but could be enhanced with additional measures and transparency. The site is safe for general audiences and free from suspicious or malicious content.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

Need hands-on remediation? Email guard@offseq.com

Keep watching pyvio.com

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
30
Email security
75
DNS health
60
Network security
100
GDPR outside view
35
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Pyvio operates in the fintech sector, focusing on cross-border payments for emerging markets. Their competitive advantage lies in localized multi-currency accounts, fast onboarding, and integrated payment solutions including virtual cards. The business model revolves around providing payment infrastructure and API integration for enterprises expanding internationally. Revenue streams likely include transaction fees, currency conversion margins, and value-added services. Target customers include export businesses, e-commerce platforms, and digital content providers. Growth indicators include recent domain registration (2021), multi-language support, and partnerships with global payment networks. The company maintains a clear partnership ecosystem with Alibaba Cloud for hosting and uses Google services for analytics. Strategic observations suggest a focus on scalability and regional market penetration with compliance and security as ongoing priorities.

Security posture

The security maturity of Pyvio's website is moderate. HTTPS is enforced, and cache-control headers are properly set to prevent caching of sensitive data. However, the absence of DNSSEC and advanced HTTP security headers such as Content-Security-Policy and X-Frame-Options limits protection against DNS spoofing and clickjacking attacks. No public incident response or vulnerability disclosure policies were found, which could hinder timely communication and remediation of security issues. Privacy compliance is basic, with cookie consent implemented but limited GDPR-specific disclosures. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Overall, the security posture is adequate for a fintech service but requires enhancements to meet higher compliance and security standards expected in the financial industry.

Recommendations

  1. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  2. Implement additional HTTP security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  3. Publish a clear incident response and vulnerability disclosure policy to improve transparency and security readiness.
  4. Enhance privacy policy details to explicitly address GDPR compliance and data retention practices.
  5. Improve accessibility features to meet WCAG standards and broaden user inclusivity.

Contact details published on the site

Addresses
Legal name
叁点壹肆网络科技有限公司 (PyWave Network Technology Limited)
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
叁点壹肆网络科技有限公司 (PyWave Network Technology Limited)
Description
Pyvio为出海企业提供跨境支付解决方案，支持欧美/东南亚/拉美/非洲多国本地/主流币种收付款，涵盖跨境电商/B2B贸易/汇款等全消费场景，费率低入账快，API快速接入。
Key services
全球收款, 全球收单, 全球付款, 湃付虚拟卡 PyCard
Content quality
good
Branding
consistent

Technology

Stack
Vue.js, Element Plus UI, Google Tag Manager, Alibaba Cloud DNS
Frameworks
Vue.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Cookie consent banner present

Analytics and tracking

Services
Google Analytics (via Google Tag Manager)
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Chinese.
  2. Clear focus on cross-border payment solutions for emerging markets.
  3. Multiple contact methods and company information provided.
  4. No signs of phishing, malware, or suspicious behavior.
  5. Modern frontend technology stack with Vue.js and Element Plus.
  6. Basic privacy and cookie policies present with consent mechanism.
  7. No explicit security incident response or vulnerability disclosure policies found.
  8. No security certifications displayed.
  9. DNSSEC not enabled, which is a minor security gap.
Technical notes

Notes

The website is built on a modern JavaScript framework (Vue.js) with Element Plus UI components, indicating a contemporary frontend architecture. Hosting is provided by Alibaba Cloud, a reputable cloud provider, ensuring reliable infrastructure. Performance is moderate with some failed image loads noted, which could be optimized. SEO is supported by proper meta tags and multilingual support. The site uses Google Tag Manager for analytics and tracking, reflecting standard marketing practices. No CMS was detected, suggesting a custom-built platform. Technical debt appears low, but image loading errors and lack of advanced security headers indicate areas for technical improvement. Overall, the technical infrastructure supports the business goals but could benefit from performance tuning and enhanced security configurations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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