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Security report for pujcky.cz

Elephant Orchestra, a.s. · Finance · Czech Republic

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Pujcky.cz is a Czech Republic-based loan comparison platform operated by Elephant Orchestra, a.s. The website aggregates loan offers from various bank and non-bank lenders, providing consumers with an easy way to compare and apply for loans. The platform leverages affiliate partnerships to redirect users to loan providers, facilitating lead generation. Technically, the site uses modern web technologies including Google Analytics, Google Tag Manager, and Facebook Pixel for tracking and marketing purposes. The site is mobile-optimized and includes accessibility features, though lacks visible security headers and comprehensive privacy documentation. Security posture is moderate with HTTPS usage but missing advanced headers and incident response contacts. The absence of WHOIS data limits domain trust assessment, but the business appears legitimate based on content and partner links. Strategic improvements include publishing clear privacy and terms policies, enhancing security headers, and adding vulnerability disclosure mechanisms.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching pujcky.cz

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
65
Email security
80
DNS health
85
Network security
100
GDPR outside view
40
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention pujcky.cz, from OffSeq Breach.

Total records
2
Employees
0
Customers
2
Third parties
0
Weak passwords
50%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for pujcky.cz.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The platform occupies a niche in the Czech financial services market as a loan aggregator, targeting consumers seeking various loan types including bank loans, payday loans, and business loans. Its business model centers on affiliate marketing and lead generation, partnering with multiple lenders. The company benefits from a broad loan portfolio and a user-friendly interface, positioning itself as a trusted intermediary. Growth potential lies in expanding lender partnerships and improving transparency. The lack of direct contact details and privacy policies may impact user trust and regulatory compliance. The company operates under Elephant Orchestra, a.s., indicating a corporate structure supporting the platform.

Security posture

The website demonstrates a basic to moderate security posture. HTTPS is used, ensuring encrypted communications. However, no security headers such as Content Security Policy, X-Frame-Options, or HSTS were detected, which are important for mitigating common web attacks. The site implements cookie consent mechanisms aligned with GDPR, but lacks visible incident response contacts or security policies. No vulnerability disclosure or security.txt files were found, limiting transparency for security researchers. The use of third-party tracking scripts introduces potential privacy risks. Overall, the site should enhance its security headers, publish security policies, and provide clear incident response channels to improve its security maturity.

Recommendations

  1. Publish comprehensive privacy policy and terms of service pages accessible from the homepage.
  2. Implement and configure security headers including CSP, HSTS, X-Frame-Options, and X-Content-Type-Options.
  3. Create and publish a security.txt file to facilitate vulnerability reporting.
  4. Add visible incident response contact information such as abuse@ or security@ email addresses.
  5. Review and minimize third-party tracking scripts to enhance user privacy and GDPR compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Elephant Orchestra, a.s.
Description
Porovnejte si ty nejvýhodnější půjčky na trhu a vyberte si tu opravdu nejlepší půjčku s férovými podmínkami.
Key services
Loan comparison, Loan application referral, Information on various loan types
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, Facebook Pixel, jQuery (implied by magic-min.js usage), LazyLoad images, Responsive CSS, HTML5
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
70/100
Good practices seen
  • HTTPS usage implied by URL
  • Cookie consent with consent state tracking
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Facebook Pixel
Tracking level
extensive
Privacy practices
basic

Advertising

Ad networks
Google Ads
Tracking pixels
Facebook Pixel
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a loan comparison platform targeting Czech consumers.
  2. No WHOIS data available, limiting domain trust assessment.
  3. Cookie consent mechanism implemented with GDPR considerations.
  4. Multiple affiliate links to loan providers present.
  5. No explicit privacy policy or terms of service pages found in provided content.
  6. No direct contact phone numbers or physical addresses found.
  7. Email contact only found in meta author tag, no explicit contact page or form detected.
  8. Website uses modern tracking and analytics tools.
  9. No security.txt or vulnerability disclosure information found.
  10. No security headers visible in provided data.
Technical notes

Notes

The website uses a modern tech stack with asynchronous loading of analytics and marketing scripts, lazy loading of images for performance, and responsive design for mobile optimization. The presence of Google Tag Manager and Facebook Pixel indicates advanced marketing tracking capabilities. However, no CMS or hosting provider information was detected. Performance is moderate with room for optimization. Accessibility features such as skip navigation links and ARIA roles are implemented, enhancing usability. The site lacks visible security headers and structured data like JSON-LD for SEO enhancement. Technical debt appears low but could be improved by adding structured data and security best practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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