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Security report for pujcka7.cz

Kontex Trade International s.r.o. · Finance · Czech Republic

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

64/100

Risk levelMedium

0–100, higher is better. How it is calculated

Pujcka7.cz is an online financial services provider specializing in fast, non-bank microloans up to 20,000 Kč for customers in the Czech Republic. The company, Kontex Trade International s.r.o., offers a streamlined digital loan application process with minimal paperwork and quick approval times, positioning itself as a convenient alternative to traditional banking loans. The website features detailed loan calculators, customer testimonials, and loyalty programs to enhance customer engagement and trust. Technically, the website employs a modern technology stack including PHP backend, jQuery UI for interactive elements, and integrates multiple analytics and marketing tools such as Google Tag Manager, Hotjar, Facebook Pixel, and Yandex Metrika. The site is HTTPS secured and provides a comprehensive cookie consent mechanism compliant with GDPR requirements. However, no explicit security headers were detected in the HTML content, suggesting potential improvements in server-side security configurations. From a security perspective, the site demonstrates good practices with encrypted connections and user consent for tracking, but lacks visible incident response or security policy documentation. The absence of WHOIS registration data is a notable transparency concern, impacting overall trustworthiness. The site does not contain any adult or inappropriate content and targets a general audience seeking financial services. Overall, Pujcka7.cz presents a professional and functional online lending platform with room for improvement in transparency and security hardening. Strategic recommendations include enhancing WHOIS data visibility, implementing security headers, and publishing clear security and incident response policies to bolster user trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching pujcka7.cz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
15
Email security
85
DNS health
70
Network security
100
GDPR outside view
40
Average
64

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Pujcka7.cz operates in the competitive Czech online microloan market, targeting individuals needing quick access to small loans without traditional banking delays. Its competitive advantages include a fully online application process, zero-interest first loans up to 10,000 Kč, and a loyalty program to retain customers. Revenue streams likely derive from loan fees and interest on repeat loans. The company maintains active social media presence on Facebook and Instagram, enhancing brand visibility. The partnership ecosystem includes marketing and analytics providers like Salesmanago and Google services. Growth indicators include active promotions and customer testimonials. However, the lack of public WHOIS data and security policy documentation may hinder trust among more cautious customers and partners.

Security posture

The website demonstrates a moderate security maturity level with mandatory HTTPS encryption and a detailed cookie consent mechanism supporting GDPR compliance. Integrated tracking and analytics tools are managed with user consent, reflecting privacy awareness. However, the absence of visible security headers such as Content-Security-Policy or X-Frame-Options reduces protection against common web attacks. No incident response or security contact information is published, indicating a gap in readiness for security events. No vulnerabilities or exposed sensitive data were detected in the HTML content. The security posture would benefit from enhanced header implementation, documented security policies, and incident response procedures to align with best practices and regulatory requirements.

Recommendations

  1. Publish complete WHOIS registration details or clarify domain privacy to improve transparency and trust.
  2. Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Develop and publish a formal security policy and incident response plan accessible to users.
  4. Regularly audit third-party scripts and tracking tools to mitigate potential vulnerabilities.
  5. Enhance accessibility features and mobile optimization to improve user experience and compliance.

Contact details published on the site

Addresses
Legal name
Kontex Trade International s.r.o.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Kontex Trade International s.r.o.
Description
Půjčka7.cz offers fast online non-bank loans up to 20,000 Kč with quick approval and minimal paperwork. The service targets customers seeking quick, convenient loans with low interest rates and flexible repayment terms.
Key services
Online quick loans, Non-bank consumer credit, Loan term extensions, Loyalty program
Content quality
good
Branding
consistent

Technology

Stack
PHP, jQuery UI, Google Tag Manager, Hotjar, Facebook Pixel, Yandex Metrika, Salesmanago
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Yandex Metrika, Google Analytics, Hotjar
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google DoubleClick, OpenX
Tracking pixels
Facebook Pixel, Yandex Metrika, Hotjar
Marketing tools
Salesmanago
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website provides a full-featured loan application form with detailed loan calculators.
  2. Cookie consent is implemented with granular user controls and detailed cookie descriptions.
  3. Multiple tracking and analytics services are integrated, including Yandex Metrika and Hotjar.
  4. Contact information is comprehensive with multiple phone lines and email addresses.
  5. WHOIS data is missing, which is a negative trust indicator.
  6. No explicit security headers detected in HTML content; recommend server-side header review.
  7. Website content is in Czech language targeting Czech customers.
  8. No signs of adult or inappropriate content.
  9. Website uses HTTPS and modern tracking technologies.
Technical notes

Notes

The website uses a PHP backend with jQuery UI components for interactive loan calculators and forms. It integrates multiple third-party analytics and marketing tools such as Google Tag Manager, Hotjar, Facebook Pixel, and Yandex Metrika, indicating a mature digital marketing infrastructure. The site is served over HTTPS, ensuring encrypted communication. Performance is moderate with some reliance on external scripts which may impact load times. Mobile optimization is good with responsive design elements. No CMS was explicitly detected, suggesting a custom or proprietary platform. Technical risks include the absence of security headers and potential dependency on multiple third-party scripts that require ongoing security monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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