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Security report for psa.at

PSA Payment Services Austria GmbH · Finance · Austria

Medium risk. 4 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

PSA Payment Services Austria GmbH is a specialized financial services company operating primarily in Austria, focusing on debit card issuing support and ATM acquiring services. Established in 2012 as a successor to PayLife Bank GmbH's relevant operations, PSA positions itself as a key player in the Austrian payment ecosystem, facilitating smart transactions between people and devices. The website reflects a professional and consistent brand image, targeting financial institutions, businesses, and consumers within Austria. The multilingual support indicates a readiness to serve diverse audiences. Technically, the website is built on TYPO3 CMS with modern frontend frameworks like Bootstrap and jQuery, and integrates Matomo analytics for privacy-conscious user tracking. The site is mobile-optimized and accessible, with good SEO practices. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though explicit security headers and incident response information are absent. The lack of WHOIS data limits domain trust verification, but the website content and business information appear legitimate and professional. Overall, PSA demonstrates a mature digital presence aligned with its business objectives.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching psa.at

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
65
Email security
70
DNS health
85
Network security
100
GDPR outside view
43
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PSA operates in the finance sector, specifically in payment services, with a business model centered on providing debit card issuing support and ATM network management in Austria. Its market position is strong as a successor entity to PayLife Bank GmbH's debit and ATM services. The company targets banks, businesses, and end consumers, offering value-added card services and identity verification solutions. The website's detailed business information, multilingual support, and clear contact channels indicate a customer-focused approach. Partnerships with service providers like World-Direct for website development and use of Matomo analytics reflect a strategic ecosystem. Growth indicators include extensive transaction volumes and a large ATM network. However, the absence of public WHOIS data and explicit security policies suggests areas for improvement in transparency and compliance.

Security posture

The website enforces HTTPS and uses secure, modern technologies with no exposed sensitive data. It employs Matomo analytics, which is privacy-friendly compared to mainstream trackers. However, the absence of HTTP security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces the overall security posture. No explicit incident response or vulnerability disclosure mechanisms are present, which could hinder rapid response to security events. The cookie consent mechanism indicates GDPR awareness, but more detailed privacy and security documentation would strengthen compliance. Overall, the security maturity is good but can be enhanced by implementing recommended headers, publishing security policies, and adding a security.txt file.

Recommendations

  1. Implement HTTP security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection to enhance protection against common web attacks.
  2. Publish a dedicated security policy page and provide clear incident response contact information to improve transparency and readiness.
  3. Add a security.txt file to facilitate responsible vulnerability disclosure and improve trust with security researchers.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced via dependencies.
  5. Enhance privacy documentation with explicit data retention policies and user rights information to strengthen GDPR compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PSA Payment Services Austria GmbH
Description
PSA Payment Services Austria GmbH operates in the Austrian payment services market, managing debit issuing support for Bankomat® cards and ATM acquiring services. It facilitates smart transactions between people and things.
Key services
Debit Issuing Support, ATM Acquiring, Card Payment Services, Identity Services
Content quality
good
Branding
consistent

Technology

Stack
TYPO3 CMS, Bootstrap 4.3.0, jQuery 3.3.1, Slick Carousel 1.8.1, Matomo Analytics, FontAwesome 5.7.2
Frameworks
TYPO3
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of secure cookies implied by cookie consent
  • No vulnerable libraries detected

Analytics and tracking

Services
Matomo
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Matomo
Marketing tools
Matomo Analytics
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional and focused on payment services in Austria.
  3. No email addresses explicitly found in HTML content.
  4. Phone numbers for card blocking hotline clearly provided.
  5. Multiple language versions available indicating internationalization.
  6. Use of Matomo analytics indicates privacy-conscious tracking.
  7. No explicit security.txt or vulnerability disclosure found.
  8. WHOIS data unavailable, limiting domain trust verification.
Technical notes

Notes

The website is built on TYPO3 CMS, leveraging Bootstrap 4.3.0 and jQuery 3.3.1 for frontend responsiveness and interactivity. It uses Slick Carousel for UI components and FontAwesome for icons. Matomo analytics is integrated for user tracking with a privacy focus. The site loads asynchronously loaded scripts and preloads fonts for performance optimization. Mobile optimization and accessibility features are well implemented, including skip links and ARIA attributes. However, no explicit hosting provider information is available. Performance is moderate, with room for improvement in caching and resource optimization. The technical stack is modern and maintainable, but security header implementation and WHOIS transparency are areas for technical risk mitigation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 70/100Medium22 findingsView report
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