Is procreditbank.ba Safe? Security Analysis for ProCredit Bank d.d. Sarajevo
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Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
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ProCredit Bank d.d. Sarajevo is a German-owned financial institution operating in Bosnia and Herzegovina, specializing in retail and SME banking with a strong focus on sustainability and digital innovation. The bank offers a comprehensive range of services including current accounts, savings, loans, and digital banking platforms such as ProBanking and mobile applications. Their market position is strengthened by transparent business ethics, ISO certifications, and a commitment to green financing. Technically, the website is built on modern frameworks like Next.js and React, hosted on Vercel, ensuring fast performance and mobile optimization. Security posture is robust with HTTPS, security headers, and secure forms, complemented by an incident response mechanism via whistleblowing. However, the absence of a cookie consent mechanism and vulnerability disclosure page are notable compliance gaps. Overall, the bank demonstrates a high level of professionalism, trustworthiness, and digital maturity.
Detected Technologies
10 urgent findings need attention
10 high
- + 2 more findings in the full report below
Keep procreditbank.ba under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
2 findings
75/100
GDPR Compliance
4 findings
35/100
NIS2 Compliance
7 findings
25/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The bank targets individuals, small entrepreneurs, and SMEs in Bosnia and Herzegovina, leveraging its German parentage to offer reliable and sustainable banking solutions. Its business model integrates traditional banking with digital services and green finance products, positioning it as a leader in sustainable banking in the region. The company maintains a strong partnership ecosystem, including internal dashboards and digital platforms. Growth indicators include active social media engagement and continuous investment in employee development. The bank's transparent communication and ethical standards enhance its competitive advantage and market trust.
Security Posture Analysis
Comprehensive Security Assessment
ProCredit Bank exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and secure data handling practices. The presence of a whistleblowing contact indicates readiness for incident reporting and ethical compliance. No vulnerabilities or exposed sensitive data were detected in the website content. However, the lack of a public vulnerability disclosure policy and cookie consent mechanism suggests areas for improvement in compliance and transparency. Overall, the bank maintains strong security practices aligned with industry standards.
Strategic Recommendations
Priority Actions for Security Improvement
Implement a visible cookie consent banner to ensure GDPR compliance and user awareness.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
ProCredit Bank d.d. Sarajevo
ProCredit Bank is a German-owned bank operating in Bosnia and Herzegovina, focused on providing banking services to individuals, small businesses, and SMEs with an emphasis on transparency, sustainability, and digital banking solutions.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Security headers present
- No exposed sensitive data in HTML
- Secure forms with validation
- Whistleblowing and incident response contact
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and no blocking detected
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
Detected services: Google Analytics, Facebook, LinkedIn, YouTube
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
OCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
SSL certificate expires in 55 days
Partial SSL/TLS Assessment
Completed 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does procreditbank.ba compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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