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Security report for prevo.ch

Prevo-System AG · Finance · Switzerland

Medium risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

Prevo-System AG is a Swiss-based software company specializing in providing the PAKT management system tailored for collective life insurance providers. The company is a joint venture involving msg systems ag, Baloise, and Helvetia Versicherungen, positioning it strongly within the Swiss insurance software market. Their product PAKT supports the entire lifecycle of collective life insurance administration, including BVG and over-obligatory occupational benefits, offering a comprehensive and integrated solution for insurers. The website reflects a professional and consistent brand image with clear business focus and customer testimonials from reputable insurance companies, indicating a solid market position. Technically, the website is built on Joomla CMS with modern frameworks such as Bootstrap and jQuery, enhanced by custom MSG group scripts and third-party integrations like hCaptcha for bot protection. The site is mobile-optimized and performs moderately well, with good SEO and accessibility basics. Security measures include HTTPS enforcement and CSRF tokens, though some security headers are missing. Privacy compliance is well addressed with a clear cookie consent mechanism and a comprehensive privacy policy. The security posture is generally strong with no visible vulnerabilities or exposed sensitive data. However, the absence of a published security policy, incident response contacts, or vulnerability disclosure mechanisms suggests room for improvement in transparency and readiness. The domain registration aligns well with the business claims, supporting legitimacy and trustworthiness. Overall, Prevo-System AG presents a credible, professional, and secure online presence suitable for its target audience in the Swiss insurance sector. Strategic enhancements in security transparency and incident response communication would further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
95
Security headers
55
Email security
75
DNS health
80
Network security
20
GDPR outside view
53
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Prevo-System AG occupies a niche market as a provider of specialized software for collective life insurance administration in Switzerland. Its joint ownership by msg systems ag, Baloise, and Helvetia provides strategic advantages in technology and market access. The business model focuses on delivering a robust software product (PAKT) with integrated services including consulting and support. The company targets Swiss life insurers, particularly those managing occupational benefits and collective life insurance portfolios. Testimonials from major insurers like Baloise and Zurich indicate strong customer relationships and market acceptance. The website's multilingual support and professional design reflect a mature digital presence. The partnership ecosystem includes msg group and chatbot provider Neohelden, enhancing service capabilities. Growth indicators include continuous product development and customer engagement. Overall, Prevo-System AG demonstrates a stable and focused operation with clear competitive advantages in its sector.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and use of hCaptcha to mitigate automated abuse. CSRF tokens are implemented, indicating attention to form security. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces defense-in-depth. No security policy or incident response contact information is published, which limits transparency and preparedness for security incidents. No vulnerability disclosure or security.txt files were found, indicating a lack of formal vulnerability management communication. No exposed sensitive data or vulnerable libraries were detected in the HTML content. Overall, the security posture is good but could be improved by adopting additional HTTP security headers and publishing formal security policies and contacts to enhance trust and compliance.

Recommendations

  1. Implement and configure HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen browser security.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and readiness.
  3. Establish and publish a vulnerability disclosure program or security.txt file to facilitate responsible reporting of security issues.
  4. Regularly audit and update third-party libraries and scripts to ensure no vulnerabilities are introduced.
  5. Enhance accessibility features and conduct periodic security training to foster a strong security culture.

Contact details published on the site

Addresses
Legal name
Prevo-System AG
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Prevo-System AG
Description
PAKT ist eine Branchensoftware für die Verwaltung im Kollektiv-Lebensversicherungsgeschäft, speziell für schweizerische Lebensversicherer. Das Produkt unterstützt BVG-Geschäft, überobligatorische berufliche Vorsorge, Rückversicherung firmeneigener Stiftungen und Freizügigkeitspolicen. Die Firma ist ein gemeinsames Tochterunternehmen von msg systems ag, Baloise und Helvetia Versicherungen.
Key services
Branchensoftware PAKT, Verwaltungssystem für Lebensversicherer, Beratung und Support
Content quality
good
Branding
consistent

Technology

Stack
Joomla CMS, jQuery, Bootstrap, Camera slideshow plugin, hCaptcha, MSG group custom scripts
Frameworks
Bootstrap, Helix3 Joomla template framework
Platforms
Joomla
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of hCaptcha for bot protection
  • CSRF token implemented in forms

Analytics and tracking

Services
Google Tag Manager (implied by gtmEventKey usage)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
ipmeta.io
Marketing tools
shariff.min.js
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in German (Switzerland) with alternate language versions for French and English.
  3. Clear business focus on insurance software for collective life insurance.
  4. Multiple customer testimonials from reputable insurance companies.
  5. Use of modern web technologies and CMS (Joomla).
  6. Cookie consent banner present and functional.
  7. Contact information is prominently displayed with company emails and phone numbers.
  8. No explicit security policy or incident response contact found.
  9. No terms of service page detected.
  10. No vulnerability disclosure or security.txt found.
Technical notes

Notes

The website is built on Joomla CMS using the Helix3 template framework, leveraging Bootstrap and jQuery for responsive design and interactivity. It integrates third-party services such as hCaptcha for bot mitigation and ipmeta.io for IP metadata analytics. The site uses a custom slideshow plugin (Camera) and MSG group proprietary scripts. Performance is moderate with some optimization opportunities. Mobile responsiveness is good, and SEO practices are well implemented with proper meta tags and structured data (JSON-LD). The site uses CSRF tokens for form security but lacks some modern security headers. Hosting provider details are not explicitly identified. Overall, the technical infrastructure is solid but could benefit from performance tuning and enhanced security configurations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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