Skip to main content

Security report for ppfbanka.cz

PPF banka a. s. · Finance · Czech Republic

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

PPF banka a. s. is a Czech financial institution and an integral part of the PPF investment group, serving as a center for its financial activities. The bank positions itself as a top primary dealer in the Czech Republic, providing services such as bond issue participation and internet banking. The website reflects a professional banking entity with clear branding and trust indicators, including transparent accounts and recent awards. Technically, the site employs modern web technologies including Google Analytics, Google Tag Manager, and reCAPTCHA, ensuring a secure and user-friendly experience. The site is mobile optimized and includes a comprehensive cookie consent mechanism aligned with GDPR requirements. Security posture is strong with HTTPS enforced and no visible vulnerabilities, although explicit security headers and published security policies could enhance trust further. WHOIS data is unavailable due to privacy protection, which is justified for a financial institution. Overall, the website demonstrates a mature digital presence with good compliance and security practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching ppfbanka.cz

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
50
Email security
85
DNS health
90
Network security
100
GDPR outside view
25
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PPF banka operates in the finance sector as a large entity under the PPF Group umbrella. It targets investors and corporate clients, offering primary dealer services and financial market participation. The bank's market position is strong, evidenced by its ranking as the top primary dealer in 2024 by the Czech Ministry of Finance. The business model focuses on investment banking and financial services, leveraging its parent company's resources. The website content and structure support a professional image, with clear navigation and relevant business information. The absence of public contact emails suggests a controlled communication channel typical for financial institutions. The bank uses standard marketing and analytics tools to monitor and improve user engagement. No suspicious domains or partners were identified, indicating a focused and secure ecosystem.

Security posture

The website enforces HTTPS and integrates reCAPTCHA to protect against automated abuse. Cookie consent is actively managed with options for users to accept, deny, or customize cookie settings, demonstrating GDPR compliance. However, the absence of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options represents an area for improvement. No security.txt or incident response contact information is published, which could enhance transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security posture is solid but could benefit from enhanced header policies and published security documentation to align with best practices for financial institutions.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to strengthen defense-in-depth.
  2. Publish a dedicated security policy and incident response contact information to improve transparency and trust.
  3. Establish a vulnerability disclosure program or security.txt file to facilitate responsible reporting of security issues.
  4. Consider adding verified company contact emails for security and compliance inquiries to enhance communication channels.
  5. Regularly review and update cookie and privacy policies to maintain compliance with evolving regulations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PPF banka a. s.
Description
Jsme nedílnou součástí investiční skupiny PPF a centrem jejích finančních aktivit.
Key services
Primary dealer services, Bond issue participation, Internet banking, Financial investment services
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, reCAPTCHA, js.cookie, JavaScript, CSS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • reCAPTCHA integration
  • Cookie consent mechanism

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional and relevant to banking and finance.
  3. Strong cookie consent and privacy mechanisms in place.
  4. No contact emails explicitly found; phone numbers provided for support.
  5. No explicit security.txt or incident response info published.
  6. WHOIS data is unavailable, likely due to privacy protection.
  7. Use of Google Analytics and Tag Manager for tracking.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a modern JavaScript-based front end with asynchronous loading of analytics and reCAPTCHA scripts, improving performance and user experience. The presence of Google Tag Manager and Google Analytics indicates a mature approach to user behavior tracking and marketing optimization. The site is mobile optimized with responsive design and accessible navigation. No CMS or hosting provider information is explicitly detectable from the HTML. Performance is moderate with room for improvement in accessibility features. The absence of broken elements and the presence of proper meta tags contribute positively to SEO and usability. Technical debt appears low, but adding explicit accessibility enhancements and security headers would further improve the technical maturity.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with ppfbanka.cz. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review ppfbanka.cz.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.