Skip to main content

Security report for postfinance.ch

PostFinance · Finance · Switzerland

Low risk. 2 critical or high findings in GDPR outside view.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

PostFinance is a major Swiss financial services provider specializing in payments, investments, retirement planning, financing, and insurance for private customers. The website presents a professional and comprehensive digital presence with clear navigation and multilingual support, targeting private customers primarily in Switzerland. The technical infrastructure leverages modern web technologies including asynchronous JavaScript loading, Google Tag Manager, and Adobe Experience Manager CMS, indicating a mature digital platform. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though explicit security headers and published security policies are absent. Privacy compliance is limited by the lack of visible privacy and cookie policies in the provided content. Overall, the website is trustworthy and professionally maintained, suitable for its financial services audience.

Scanned

This is an earlier scan of postfinance.ch. View the latest report

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching postfinance.ch

This scan found 12 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
90
Email security
60
DNS health
85
Network security
100
GDPR outside view
65
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PostFinance holds a strong market position in the Swiss financial sector, offering a broad range of services to private customers. The business model focuses on comprehensive financial solutions including banking packages, payment services, investment products, and retirement planning. The website's detailed navigation and quick access links suggest a customer-centric approach. The absence of explicit privacy and security policy disclosures may indicate areas for compliance improvement. The company leverages partnerships and modern marketing tools such as Google Tag Manager for analytics and tracking. The digital presence supports multilingual access, enhancing market reach within Switzerland's diverse linguistic regions.

Security posture

The website demonstrates a solid security foundation with HTTPS enabled and secure login mechanisms. Use of asynchronous script loading and absence of exposed sensitive data are positive indicators. However, the lack of explicit security headers (e.g., Content Security Policy, HSTS) and absence of published security or incident response policies reduce transparency and may impact compliance with standards like ISO 27001 or NIST. No vulnerability disclosure program or security.txt file was detected. Overall, the security posture is good but could be enhanced by publishing detailed security policies and implementing additional HTTP security headers.

Recommendations

  1. Publish a comprehensive privacy policy and cookie policy with clear GDPR compliance statements.
  2. Implement and disclose a formal security policy and incident response procedures.
  3. Add HTTP security headers such as Content Security Policy, HSTS, X-Frame-Options, and X-Content-Type-Options.
  4. Establish a vulnerability disclosure program and publish a security.txt file to improve transparency.
  5. Provide clear contact information for security incidents and data protection officer details.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PostFinance
Description
PostFinance provides innovative and comprehensive financial services in the fields of payments, investments, retirement planning and financing.
Key services
Payments, Investments, Retirement planning, Financing, Insurance
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, SVG, Web fonts (woff2), ContextHub, Unblu (chat/interceptor)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google Tag Manager asynchronously
  • No visible exposed sensitive data
  • Secure login links

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive for private customers in finance sector.
  3. No explicit privacy or cookie policy links found in provided HTML snippet.
  4. No visible contact emails or phone numbers in the provided content.
  5. Use of modern web technologies and asynchronous loading of scripts.
  6. No signs of blocking or WAF challenges detected.
  7. Strong branding and consistent navigation across multiple languages.
Technical notes

Notes

The website uses Adobe Experience Manager CMS, modern JavaScript libraries, and Google Tag Manager for analytics and marketing. Fonts are preloaded for performance optimization. The site is mobile-optimized with good accessibility features such as skip links and ARIA attributes. Performance is moderate with asynchronous script loading but could benefit from further optimization. SEO is supported by canonical links, meta descriptions, and Open Graph tags. No major technical debt or outdated technologies were detected. Hosting provider details are not explicit but the domain and content delivery appear stable and professional.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 81/100Low22 findingsView report
Reviews of this site

Share your experience with postfinance.ch. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review postfinance.ch.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.