Policygenius · Finance · United States
Medium risk. 3 critical or high findings in GDPR outside view.
Policygenius operates as an online insurance marketplace and brokerage platform primarily serving consumers seeking insurance products in the United States. The website content is minimal, focusing on a notice restricting personal information submission from EU and UK users, with contact details provided for further inquiries. The business model centers on insurance comparison and brokerage services, positioning Policygenius as an established player in the finance sector. From a technical perspective, the website is hosted on Fastly's CDN infrastructure, serving static HTML and CSS content with no detected CMS or advanced frameworks. Performance is slow with a load time exceeding 7 seconds, and the site lacks modern SEO and accessibility features. Mobile optimization is basic, and no JavaScript or analytics scripts are present. Security posture is weak due to the absence of a valid SSL/TLS certificate, lack of HTTPS support, and missing security headers. No advanced security mechanisms such as HSTS, OCSP stapling, or session resumption are enabled. The site does not provide privacy or cookie policies, nor does it demonstrate GDPR compliance, which is critical given the explicit restriction on EU/UK user data submission. Overall, the website presents significant risks related to security and privacy compliance. Strategic recommendations include immediate SSL certificate installation, enabling HTTPS, implementing security headers, and publishing comprehensive privacy and cookie policies. Enhancing content quality, SEO, and user experience will also improve business credibility and trustworthiness.
Scanned
NIS2 Art. 21(2)
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
3 findings rated critical or high. Fix these first.
These are the privacy signals visitors and data protection authorities look for under GDPR.
GDPR requires a clear and accessible privacy policy
What to do: Add a comprehensive privacy policy page and link to it prominently
GDPR requires clear information about cookie usage
What to do: Add a dedicated cookie policy explaining cookie usage and purposes
GDPR requires explicit consent for non-essential cookies
What to do: Implement a cookie consent banner that appears on first visit
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Each check with its score, findings and the evidence it collected.
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
Not counted
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Leaked records that mention policygenius.com, from OffSeq Breach.
9 subdomains affected
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Breach keeps ingesting new leaks, so these numbers can grow between scans.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Retrieved 2026-10-25
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