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Security report for pojistime-se.cz

Finance · Czech Republic

Medium risk. 10 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

57/100

Risk levelMedium

0–100, higher is better. How it is calculated

Pojistime-se.cz is a newly launched Czech online insurance comparison platform specializing in mandatory liability, comprehensive, and travel insurance. The website offers a user-friendly online calculator to compare insurance offers quickly and easily, targeting Czech-speaking individuals seeking insurance solutions. The business operates in the finance sector with a small-scale footprint and a focus on digital lead generation. Technically, the site is built on the Yola platform, leveraging modern web fonts, Google Tag Manager, and Google Adsense for monetization and analytics. The site is mobile-optimized and performs moderately well, though accessibility features are basic. Security-wise, the site uses HTTPS but lacks explicit security headers and published security policies, which are areas for improvement. Privacy compliance is minimal with no visible privacy or terms of service pages, though a cookie consent banner is present. Overall, the domain registration is consistent with a legitimate new business, and no suspicious patterns were detected. Strategic recommendations include enhancing security headers, publishing privacy and terms policies, and improving contact transparency to boost trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching pojistime-se.cz

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
15
Email security
85
DNS health
60
Network security
100
GDPR outside view
25
Average
57

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The platform positions itself as a niche player in the Czech insurance comparison market, offering convenience and simplicity to consumers. Its business model revolves around online comparison tools and likely affiliate or lead generation revenue streams. The absence of detailed company information and contact details suggests a lean operation or early-stage business. The use of reputable hosting and registrar services supports operational stability. The marketing ecosystem includes Google Adsense and multiple analytics tools, indicating an emphasis on data-driven marketing and monetization. Growth potential depends on expanding trust signals, improving compliance, and enhancing user engagement through clearer business identity and support channels.

Security posture

The website demonstrates a basic security posture with HTTPS enabled, which is mandatory. However, the lack of security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces its defense-in-depth. No incident response or vulnerability disclosure information is provided, limiting transparency in security management. The site does not expose sensitive data in the HTML, and forms appear to be standard with no visible vulnerabilities. Privacy compliance gaps exist due to missing privacy and terms policies. Overall, the security maturity is moderate but requires enhancements to meet best practices and regulatory expectations.

Recommendations

  1. Implement and publish a comprehensive privacy policy and terms of service to improve compliance and user trust.
  2. Add security headers including Content Security Policy, HSTS, and X-Frame-Options to strengthen security posture.
  3. Provide clear contact information including support and incident response channels to enhance transparency.
  4. Introduce a vulnerability disclosure policy or security.txt file to facilitate responsible reporting of security issues.
  5. Enhance accessibility features and conduct regular security audits to maintain and improve site quality and security.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Description
Online insurance comparison calculator for mandatory liability, comprehensive, and travel insurance in Czech language.
Key services
insurance comparison, online insurance calculator
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, Google Adsense, WebFontLoader, Yola Analytics, SiteWit Analytics
Frameworks
ws-intense-next-blank (custom)
Platforms
Yola sitebuilder
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • No exposed sensitive data in HTML
  • Secure forms (implied by sitebuilder)

Analytics and tracking

Services
Yola Analytics, SiteWit Analytics, Google Analytics (via GTM)
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Google Adsense
Tracking pixels
Yola Analytics, SiteWit Analytics
Marketing tools
SiteWit
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a newly launched Czech insurance comparison platform.
  2. No explicit privacy policy or terms of service found on the site.
  3. Cookie consent banner is implemented with consent mechanism.
  4. No direct contact emails or phone numbers found in the visible content.
  5. Uses multiple third-party analytics and advertising scripts.
  6. No security.txt or vulnerability disclosure found.
  7. No visible security headers detected in provided data.
  8. Site uses HTTPS and modern fonts with responsive design.
  9. WHOIS data is consistent and registrar is reputable.
Technical notes

Notes

The website is built on the Yola platform with a custom template 'ws-intense-next-blank'. It uses Google Tag Manager and Adsense for analytics and advertising, along with Yola and SiteWit analytics scripts. Fonts are loaded asynchronously via WebFontLoader. The site is hosted likely by Active24, consistent with the registrar information. Performance is moderate with responsive design and mobile optimization. SEO is supported by meta keywords and description tags. However, no advanced accessibility features or ARIA roles were detected. The technical stack is modern but could benefit from enhanced security configurations and performance optimizations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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