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Security report for pnbbanka.eu

AS PNB Banka · Finance · Latvia

Low risk. 3 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

AS PNB Banka operates as a financial institution serving private customers primarily in Latvia. The website provides announcements, news, and essential banking service information such as loan liabilities and commission fee payments. The bank appears to be undergoing insolvency proceedings as indicated by creditor meeting announcements. The digital presence is professional with clear navigation and relevant content targeting private customers and residents. The business model focuses on traditional banking services including asset sales and customer support.

Scanned

NIS2 and GDPR posture

GDPR outside view
80/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching pnbbanka.eu

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
70
Email security
85
DNS health
85
Network security
100
GDPR outside view
80
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention pnbbanka.eu, from OffSeq Breach.

Total records
186
Employees
0
Customers
186
Third parties
0
Weak passwords
35%

3 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for pnbbanka.eu.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PNB Banka holds a position within the Latvian banking sector, offering standard banking services. The website content and announcements suggest the bank is currently insolvent, which impacts its market position and operational status. The bank targets private customers and residents, providing services such as loan management and auctions of assets. The absence of social media and limited contact details may indicate a conservative or restricted communication approach. The bank uses a reputable registrar and maintains a consistent domain presence.

Security posture

The website enforces HTTPS and includes a cookie consent mechanism, indicating attention to basic security and privacy compliance. However, there is a lack of advanced security headers and no visible incident response or security policy information. No email contacts for security or abuse reporting are provided, which could hinder incident response. No vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security posture is adequate but could be improved with additional security best practices and transparency.

Recommendations

  1. Implement and publish a comprehensive security policy and incident response contact information.
  2. Add terms of service to clarify legal and operational conditions for users.
  3. Enhance security headers to improve protection against common web attacks.
  4. Provide verified company contact emails for general and security-related inquiries.
  5. Consider integrating analytics and monitoring tools with privacy compliance to improve user insights and security monitoring.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
AS PNB Banka
Description
AS PNB Banka is a banking institution providing financial services primarily to private customers and residents. The website offers announcements, news, and information about the bank's services, rates, fees, and regulatory disclosures.
Key services
Loan liabilities management, Commission fee payments, Sale of assets / Auctions, Rental of premises, Customer support
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, jQuery UI, CSS, HTML5
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented with clear navigation and relevant business information.
  3. No email addresses explicitly provided for contact or security reporting.
  4. Phone contact is clearly provided with working hours.
  5. Privacy and cookie policies are present and GDPR compliant.
  6. No terms of service or explicit security policy pages found.
  7. No social media links are present in the HTML content.
  8. No analytics or tracking scripts detected.
  9. No advertising or affiliate marketing detected.
  10. Website uses HTTPS with no visible security issues.
Technical notes

Notes

The website uses a custom or proprietary CMS platform with JavaScript and CSS for frontend functionality. The site is mobile optimized and performs moderately well. No major technical issues or broken elements were detected. The absence of common CMS signatures suggests a bespoke solution. Hosting provider details are not disclosed. The site could benefit from improved accessibility features and SEO optimizations to enhance reach and usability.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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