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Security report for pgrlf.cz

Podpůrný a garanční rolnický a lesnický fond, a.s. · Finance · Czech Republic

High risk. 10 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

48/100

Risk levelHigh

0–100, higher is better. How it is calculated

Podpůrný a garanční rolnický a lesnický fond, a.s. (PGRLF) is a Czech financial institution specializing in providing financial support, loan guarantees, and insurance subsidies primarily to the agriculture, forestry, and food production sectors. The organization operates multiple programs aimed at reducing interest burdens, supporting insurance, and offering investment loans to farmers, foresters, and food producers. PGRLF positions itself as a leading entity in the Czech Republic with over 30 years of experience and close ties to government agricultural policy. The website is professionally designed using WordPress and the Divi theme, featuring comprehensive program information and user-friendly navigation.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching pgrlf.cz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
20
Email security
85
DNS health
85
Network security
20
GDPR outside view
25
Average
48

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention pgrlf.cz, from OffSeq Breach.

No leaked records found

Breach holds no records for pgrlf.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PGRLF targets agricultural producers, foresters, and food manufacturers, offering financial instruments to enhance their operational efficiency and sustainability. The business model revolves around government-backed financial support and loan facilitation. The institution maintains a strong market position as a trusted intermediary in agricultural finance. The website's content quality and branding consistency support its credibility. Social media presence on LinkedIn and Twitter further strengthens its outreach and trust. The organization appears medium-sized and focused on the Czech market, with no evidence of subsidiaries or parent companies disclosed on the site.

Security posture

The website demonstrates a solid security posture with HTTPS enforced, presence of key security headers, and a GDPR-compliant cookie consent mechanism. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a publicly available security policy or incident response contact reduces transparency in security governance. The use of well-maintained WordPress plugins and themes suggests reasonable maintenance, but continuous monitoring for plugin vulnerabilities is recommended. Overall, the security score is good, but improvements in policy disclosure and incident readiness would enhance trust.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and frameworks.
  2. Provide clear incident response contact information to improve transparency and readiness.
  3. Consider implementing a vulnerability disclosure policy or security.txt file for responsible reporting.
  4. Enhance website accessibility features to improve inclusivity and compliance.
  5. Regularly audit and update third-party plugins and themes to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Podpůrný a garanční rolnický a lesnický fond, a.s.
Description
PGRLF is a Czech financial institution providing support and guarantees primarily for agriculture, forestry, and food production sectors. It offers various programs including interest support, insurance support, and investment loans to farmers, foresters, and food producers.
Key services
Interest support programs, Insurance support programs, Investment loans, Loan guarantees
Content quality
good
Branding
consistent

Technology

Stack
WordPress 6.4.5, Divi Theme 4.27.4, jQuery, Complianz GDPR plugin, Divi Plus plugin, Supreme Modules for Divi, MediaElement.js
Frameworks
WordPress, Divi
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Jetpack Stats
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Jetpack Stats
Marketing tools
Complianz GDPR Cookie Consent
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. WHOIS data is unavailable, which limits domain trust analysis.
  3. Strong compliance with GDPR and cookie consent regulations.
  4. Professional presentation of financial support programs for agriculture and forestry.
  5. Use of modern WordPress CMS with Divi theme and plugins.
  6. No critical security issues or vulnerabilities detected in content.
  7. Social media presence on LinkedIn and Twitter enhances trust.
  8. No explicit or adult content detected; safe for general audiences.
Technical notes

Notes

The website is built on WordPress 6.4.5 using the Divi theme version 4.27.4, supplemented by plugins such as Complianz GDPR, Divi Plus, and Supreme Modules for Divi. It uses jQuery and MediaElement.js for frontend interactivity and media playback. The site loads external resources from Google Fonts and WordPress.com CDN. Performance is moderate with good mobile optimization and basic accessibility. SEO is supported by proper meta tags and structured content. Hosting provider details are not disclosed. The technical stack is modern and widely supported, but reliance on multiple plugins requires vigilant maintenance to avoid technical debt or security risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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