Security report for pfspower.org
PFS Power · Finance · United Kingdom
High risk. 7 critical or high findings in Network security, Security headers and 2 other checks.
PFS Power is a UK-based financial planning educational platform focused on promoting a consumer outcomes-focused approach called POWER Planning. The website offers a variety of resources including articles, webinars, podcasts, and guides aimed at financial planning professionals and consumers. The platform positions itself as a niche community and educational resource with a clear mission to improve financial planning practices through coaching and consumer engagement. Technically, the site is built on WordPress with modern plugins and technologies such as Google Tag Manager and reCAPTCHA, ensuring a good level of digital maturity. Security posture is solid with HTTPS enforced and GDPR compliance implemented via cookie consent mechanisms, although some security headers could be improved. Overall, the site is professional, trustworthy, and well-structured, with clear navigation and consistent branding. No critical security issues were detected, and the domain registration details align well with the business claims, supporting legitimacy.
Scanned
NIS2 and GDPR posture
- GDPR outside view
- 95/ 100 · Low
- Checks completed
- 7of 7
NIS2 Art. 21(2)
- (a) Risk analysis and security policies: Not visible from outside
- (b) Incident handling: One indicator
- (c) Business continuity, backups and crisis management: Not visible from outside
- (d) Supply chain security: Not visible from outside
- (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
- (f) Assessing the effectiveness of security measures: Not visible from outside
- (g) Cyber hygiene and security training: Not visible from outside
- (h) Cryptography and encryption: Partly checked
- (i) HR security, access control and asset management: One indicator
- (j) Multi-factor authentication and secured communications: Not visible from outside
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
Priority findings
7 findings rated critical or high. Fix these first.
Network security
Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.
- Critical
Critical Service Exposed: PostgreSQL
Port 5432 (PostgreSQL) is publicly accessible - PostgreSQL - Database server
What to do: Immediately restrict access to PostgreSQL using firewall or VPN
- NIS2 21(2)(e)
- IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
- NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
- NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
- High
High-Risk Service Exposed: FTP
Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
What to do: Consider restricting access to FTP or implementing strong authentication
- NIS2 21(2)(e)
- IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
- NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
- NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
- Critical
Security headers
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
- High
Missing Strict-Transport-Security header
Forces HTTPS connections
What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"
- CWE-319
- OWASP A04:2025
- ASVS V3.4.1
- RFC 6797 §6.1.1
- Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: hsts_min_age 63072000
- NIS2 21(2)(h)
- IR 2024/2690 9.2(a): Implementing Regulation (EU) 2024/2690, Annex point 9.2(a): Cryptography
- NIST SC-8: NIST SP 800-53 Rev. 5 SC-8: Transmission Confidentiality and Integrity
- High
Missing X-Frame-Options header
Prevents clickjacking attacks
What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"
- CWE-1021
- OWASP A06:2025
- CAPEC-103
- ASVS V3.4.6
- OWASP Secure Headers: OWASP Secure Headers Project recommends X-Frame-Options: deny
- RFC 7034
- High
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
What to do: Implement a Content-Security-Policy appropriate for your application
- ASVS V3.4.3
- OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
- High
SSL/TLS
TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.
- High
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions
- CWE-327
- OWASP A04:2025
- ASVS V12.1.1
- RFC 8996
- RFC 7568
- Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: tls_versions TLSv1.2, TLSv1.3
- NIS2 21(2)(h)
- IR 2024/2690 9.2(b): Implementing Regulation (EU) 2024/2690, Annex point 9.2(b): Cryptography
- NIST SC-8(1): NIST SP 800-53 Rev. 5 SC-8(1): Cryptographic Protection
- High
Need hands-on remediation? Email guard@offseq.com
Keep watching pfspower.org
This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
Daily monitoring
Recommended€25per month
- TLS certificates and expiry
- DNS records
- SPF, DKIM and DMARC
- Security headers
- GDPR and NIS2 posture
- Exposed services
- Third-party trackers
- Security score drift
Email alerts on material changes and an exportable JSON history of every change.
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Results by check
Each check with its score, findings and the evidence it collected.
How this score is calculated
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
- SSL/TLS
- 62
- Security headers
- 15
- Email security
- 55
- DNS health
- 50
- Network security
- 0
- GDPR outside view
- 95
- Average
- 46
Not counted
- NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
- OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
- The certificate is not trusted by browsers
- The website is not served over HTTPS
- A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
- The page loads a script from a compromised source
- The domain registration has expired
- SPF authorises every server to send mail as the domain
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
- Critical0–25
- High26–49
- Medium50–75
- Low76–100
Technical appendix
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Business context
Business profile
Security posture
Recommendations
- Implement comprehensive security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
- Publish a dedicated security policy and incident response contact information to improve transparency and trust.
- Regularly audit and update all plugins and WordPress core to mitigate vulnerabilities.
- Enhance accessibility features to meet higher compliance standards and improve user experience.
- Consider adding direct contact emails or phone numbers for support to improve business credibility.
Site observations
Automated reading of the public site. Ratings are indicative.
Business
- Company
- PFS Power
- Description
- Financial planning has the POWER to change lives. Introducing POWER Planning, a new Consumer Outcomes Focused approach to Financial Planning. The site offers articles, webinars, podcasts, and guides related to financial planning.
- Key services
- Educational articles, Webinars, Podcasts, Guides, Community panels
- Content quality
- good
- Branding
- consistent
Technology
- Stack
- WordPress 6.8.1, PHP, jQuery, Google reCAPTCHA v3, Font Awesome 6.7.2, Kadence Blocks plugin, Responsive Menu Pro plugin, Popup Maker plugin, GDPR Cookie Compliance plugin, Google Tag Manager
- Frameworks
- WordPress
- Platforms
- Web
- Performance
- moderate
- Mobile
- good
- Accessibility
- basic
- SEO
- good
Security
- Observed score
- 85/100
- Good practices seen
- HTTPS enforced
- Google reCAPTCHA v3 implemented
- Cookie consent and GDPR compliance
- No exposed sensitive data in HTML
- Use of security plugins (GDPR Cookie Compliance)
Analytics and tracking
- Services
- Google Tag Manager
- Tracking level
- moderate
- Privacy practices
- good
Advertising
- Transparency
- basic
Site quality
- Design
- good
- User experience
- good
- Content relevance
- good
- Navigation
- good
- Professionalism
- good
- Trustworthiness
- high
Key observations
- Website is a WordPress-based platform focused on financial planning education and resources.
- Strong emphasis on consumer outcomes and coaching in financial planning.
- Comprehensive GDPR cookie consent implemented with clear user controls.
- No visible security policy or incident response contact information.
- No explicit terms of service page found.
- Social media presence on Twitter, LinkedIn, and Vimeo supports community engagement.
- Use of modern web technologies and plugins for enhanced user experience.
- No suspicious or malicious content detected in HTML.
- Site uses Google Tag Manager for analytics and tracking.
- Cookie consent and privacy policy link to a reputable organization (The PFS).
Technical notes
Notes
Standards and sources
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
- MITRE CWE (opens in a new tab)4.20 (2026-04-30) · CWE Terms of Use (free use with attribution, © MITRE)
- OWASP Top 10:2025 (opens in a new tab)2025 (membership per CWE 4.20) · CC BY-SA 4.0
- MITRE CAPEC (opens in a new tab)3.9 (2023-01-24) · CAPEC Terms of Use (free use with attribution, © MITRE)
- OWASP ASVS (opens in a new tab)5.0.0 · CC BY-SA 4.0
- OWASP Web Security Testing Guide (opens in a new tab)latest (checklist.json, master) · CC BY-SA 4.0
- OWASP Secure Headers Project (opens in a new tab)2026-10-18 · Apache-2.0
- Mozilla Server Side TLS (intermediate) (opens in a new tab)6.0 · MPL-2.0
- NIST SP 800-53 Rev. 5 (OSCAL catalog) (opens in a new tab)5.2.0 · Public domain (US Government work)
- Directive (EU) 2022/2555 (NIS2) (opens in a new tab)OJ L 333, 27.12.2022 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Commission Implementing Regulation (EU) 2024/2690 (opens in a new tab)OJ L, 18.10.2024 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Regulation (EU) 2016/679 (GDPR) (opens in a new tab)OJ L 119, 4.5.2016 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Directive 2002/58/EC (ePrivacy), consolidated (opens in a new tab)19.12.2009 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- RFC Editor metadata (opens in a new tab)per-RFC (obsolete RFCs rejected) · IETF Trust Legal Provisions (metadata only)
- NIST CSRC, W3C TR, IETF Datatracker, EDPB, EUR-Lex CELLAR and gesetze-bayern.de (opens in a new tab)per document · Titles and links only
- NIST NVD CVE API 2.0 (opens in a new tab)live records · Public domain (NVD); CVE® records © MITRE, free use
- W3C WCAG 2.2 (opens in a new tab)W3C Recommendation (wcag.json) · W3C Software and Document License
- ETSI EN 301 549 (opens in a new tab)V3.2.1 (2021-03), clause headings · Clause numbers and titles only (© ETSI)
- Directive (EU) 2019/882 (European Accessibility Act) (opens in a new tab)OJ L 151, 7.6.2019 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
- Directive (EU) 2016/2102 (Web Accessibility Directive) (opens in a new tab)OJ L 327, 2.12.2016 · EUR-Lex reuse under Commission Decision 2011/833/EU (© European Union)
Retrieved 2026-10-25
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