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Security report for pbu.dk

Pbu · Financial services · Denmark

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
5of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching pbu.dk

This scan found 15 issues across 4 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
35
Network security
100
GDPR outside view
25
Average
59

Not counted

  • Email security: did not complete in this scan.
  • DNS health: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PBU operates in the finance sector as a pension fund and insurance provider, targeting pedagogues in Denmark. The business model revolves around managing pension packages, insurance products, and sustainable investments. The company has a strong market position supported by a long domain history and consistent branding. The website navigation includes sections for pension overviews, insurance, investment strategies, and contact information, indicating a comprehensive service offering. The absence of visible social media or extensive marketing tools suggests a focus on direct client engagement rather than broad digital marketing. The company appears to maintain a stable and focused operational model with potential for growth through enhanced digital presence and compliance improvements.

Security posture

The website employs HTTPS, ensuring encrypted communication, which is a fundamental security measure. However, the lack of security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces protection against common web attacks like clickjacking and MIME sniffing. No evidence of vulnerable libraries or exposed sensitive data was found in the HTML content. The absence of a security policy, incident response contacts, or vulnerability disclosure mechanisms indicates limited transparency and preparedness for security incidents. The domain does not use DNSSEC, which could improve DNS security. Overall, the security posture is moderate but requires enhancements to meet best practices and regulatory expectations.

Recommendations

  1. Implement comprehensive privacy and cookie policies with explicit GDPR compliance and user consent mechanisms.
  2. Add security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection.
  3. Publish incident response and vulnerability disclosure information to improve transparency and readiness.
  4. Enable DNSSEC for the domain to strengthen DNS security.
  5. Improve SEO metadata completeness and accessibility features to enhance user experience and compliance.

Contact details published on the site

Addresses
Legal name
Pædagogernes Pension
Registration number
CVR-nr.: 17340484
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Pædagogernes Pension
Description
Pædagogernes Pension is a pension fund organization serving pedagogues, providing pension and insurance services.
Key services
Pension management, Insurance services, Investment management
Content quality
basic
Branding
consistent

Technology

Stack
React, Next.js, JavaScript
Frameworks
Next.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
55/100
Good practices seen
  • HTTPS enabled

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
basic
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is accessible with no blocking or WAF challenges.
  2. No explicit privacy, cookie, or terms of service policies found on the homepage or footer.
  3. Contact information includes physical address and phone context but no emails found in visible content.
  4. No security.txt or vulnerability disclosure information present.
  5. Website uses modern React and Next.js technologies with server-side rendering.
  6. Meta tags and Open Graph tags are present but description fields are empty.
  7. No social media links or email addresses explicitly found in the provided content.
  8. WHOIS data confirms domain is active, not privacy protected, and DNSSEC is not enabled.
  9. No external analytics or advertising scripts detected in the provided HTML.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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pbu.dk security report: 59/100, medium risk | Guard