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Security report for bondora.com

Bondora · Financial services · Estonia

Medium risk. 4 critical or high findings in Security headers and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching bondora.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
15
Email security
85
DNS health
80
Network security
100
GDPR outside view
95
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Bondora operates in the finance sector, focusing on peer-to-peer lending and investment in loan fractions. Its business model revolves around providing retail investors with accessible investment products and API tools. The company has a medium-sized footprint with a long operational history since 2007. The multilingual website and affiliate program indicate a strategy targeting broad European markets. The integration of multiple ad networks and tracking services suggests a sophisticated marketing approach. The absence of direct contact information on the main site may indicate a preference for digital support channels. Bondora's partnership ecosystem includes API services and help center domains, reinforcing its service-oriented approach.

Security posture

The website exhibits a mature security posture with HTTPS enforced and domain transfer protection in place. Cookie consent is granular and compliant with GDPR, supported by CookieYes technology. Anti-forgery and bot management cookies enhance security. However, the lack of DNSSEC and missing explicit security headers such as Content Security Policy and HSTS represent areas for improvement. No vulnerabilities or exposed sensitive data were detected in the analyzed content. Incident response contacts and vulnerability disclosure mechanisms are not publicly visible, which could be enhanced to improve transparency and readiness. Overall, the security measures align well with industry standards but could benefit from additional hardening.

Recommendations

  1. Enable DNSSEC on the domain to strengthen DNS security and prevent spoofing.
  2. Implement and publish a security.txt file to facilitate responsible vulnerability disclosure.
  3. Add standard security headers including Content Security Policy (CSP), HSTS, and X-Frame-Options.
  4. Provide clear incident response contact information on the security or contact pages.
  5. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.

Contact details published on the site

Legal name
Investor Bondora
Registration number
company number 12831506VAT
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Investor Bondora
Description
Grow your money online effortlessly. With Bondora, you can invest in loan fractions and earn up to 6%* p.a. automatically.
Key services
Go & Grow investment product, API access for investors, Affiliate program
Content quality
good
Branding
consistent

Technology

Stack
WordPress, RudderStack analytics, Cloudflare DNS, CookieYes consent management, Google Tag Manager, Amplitude analytics, Hotjar
Frameworks
Bricks (WordPress theme builder)
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • ClientTransferProhibited domain status
  • Cookie consent with granular controls
  • Anti-forgery cookies
  • Bot management cookie (__cf_bm)

Analytics and tracking

Services
Google Analytics, Amplitude, Hotjar, RudderStack
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Media.net, Facebook Ads, Google Ads, Adobe Audience Manager, Criteo, LinkedIn Ads, Twitter Ads, Bing Ads, Reddit Ads
Tracking pixels
Facebook Pixel, Hotjar, Amplitude, RudderStack
Marketing tools
Amplitude, Hotjar
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Comprehensive cookie consent with detailed categories and granular controls.
  2. Multiple language support with WPML plugin.
  3. Use of modern analytics and marketing tools.
  4. No exposed contact emails or phone numbers found on main site.
  5. Security page present but no explicit incident response contacts.
  6. No DNSSEC enabled, which is a minor security gap.
  7. Good use of HTTPS and domain transfer protection.
  8. Trustpilot integration for customer reviews.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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