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Security report for paysier.com

Einfacher und schneller bezahlen mit Girocode und Paysier · Finance · Germany

Medium risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

PAYSIER is a German-based payment service provider specializing in secure and convenient invoice payments integrated with SCHUFA credit checks. The company targets online merchants and their customers, offering a solution that enhances risk management and sales performance. The website is professionally designed using WordPress, with modern technologies such as Google Analytics and Tag Manager for analytics and marketing purposes. Cookie consent mechanisms are implemented in compliance with GDPR, ensuring user privacy and data protection. Security posture is strong with HTTPS enforced and standard security headers present, although DNSSEC is not enabled and no explicit security policy or incident response information is published. Overall, the domain registration details are consistent with the business claims, indicating legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
85/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching paysier.com

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
25
Email security
80
DNS health
85
Network security
40
GDPR outside view
85
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention paysier.com, from OffSeq Breach.

No leaked records found

Breach holds no records for paysier.com right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PAYSIER operates in the finance and e-commerce sectors, providing a niche payment solution that leverages credit checks to reduce merchant risk. The business model focuses on B2B services for online shops in Germany, aiming to improve customer payment experience and merchant revenue. The company is relatively new, founded in 2021, and maintains consistent branding and content quality. The website's integration with SCHUFA and compliance with GDPR are key competitive advantages. The absence of social media links or extensive partner domains suggests a focused but possibly small-scale operation. The use of reputable analytics and cookie consent tools reflects a mature approach to digital marketing and compliance.

Security posture

The website demonstrates a good security posture with HTTPS enabled and multiple security headers configured. Cookie consent is managed with a professional banner that documents user consent comprehensively. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the lack of published security policies, incident response contacts, or vulnerability disclosure mechanisms represents a compliance gap. DNSSEC is not enabled, which could be improved to enhance domain security. Overall, the site appears secure for users and compliant with GDPR, but could benefit from enhanced transparency around security governance.

Recommendations

  1. Enable DNSSEC to improve domain name system security and prevent DNS spoofing.
  2. Publish a dedicated security policy and incident response information to increase transparency and user trust.
  3. Implement a vulnerability disclosure program or security.txt file to facilitate responsible reporting of security issues.
  4. Consider appointing and publishing contact details for a Data Protection Officer to strengthen GDPR compliance.
  5. Enhance website accessibility features to improve usability for all users and meet WCAG standards.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Einfacher und schneller bezahlen mit Girocode und Paysier
Description
PAYSIER enables customers to pay conveniently and securely with invoice purchase including SCHUFA credit check, optimizing risk management and increasing sales for online shops.
Key services
Invoice payment, SCHUFA credit check, Risk management optimization
Content quality
good
Branding
consistent

Technology

Stack
WordPress, PHP, JavaScript, Google Tag Manager, Google Analytics, Real Cookie Banner Pro
Frameworks
WordPress CMS
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with documented consent
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Compliant cookie consent mechanism implemented with detailed user options.
  3. Privacy policy and legal pages are present and comprehensive.
  4. Use of reputable analytics and tag management services with consent.
  5. No explicit security policy or incident response information published.
  6. WHOIS data is consistent and domain is relatively new but legitimate.
  7. No suspicious or malicious indicators found in content or links.
  8. Website targets German market with German language content.
  9. Technical stack is modern and based on WordPress with common plugins.
  10. No adult or questionable content detected.
Technical notes

Notes

The website is built on WordPress CMS with a modern tech stack including JavaScript libraries and Google services for analytics and tag management. Performance is moderate with good mobile optimization and SEO practices. The site uses a professional cookie consent plugin that supports granular user choices and documents consent in compliance with GDPR. Hosting is managed via InterNetX GmbH, a reputable German registrar. No critical technical debt or outdated libraries were detected, indicating a well-maintained infrastructure. Opportunities exist to improve DNS security and accessibility compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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