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Security report for pays.cz

pays.cz s.r.o. · Finance · Czech Republic

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

65/100

Risk levelMedium

0–100, higher is better. How it is calculated

Pays.cz s.r.o. operates a payment gateway service primarily targeting merchants and developers in the Czech Republic. The company offers a variety of payment methods including card payments, PayPal, QR payments, and mobile payments, positioning itself as a reliable and easy-to-integrate payment solution with no monthly fees. The website content is professionally presented in Czech and clearly communicates the business model and pricing structure. Technically, the site uses a combination of jQuery, Bootstrap, and other common web libraries, with Google reCAPTCHA integrated for form security. Hosting and domain registration are consistent and credible, with the domain being active since 2011. Security posture is good with HTTPS enforced and secure form handling, though some improvements in security headers and updated libraries are recommended. Privacy compliance is basic, with privacy and cookie policies present but lacking explicit consent mechanisms. Overall, the website is trustworthy and professionally maintained, serving a niche market in financial services.

Scanned

This is an earlier scan of pays.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching pays.cz

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
30
Email security
85
DNS health
70
Network security
100
GDPR outside view
40
Average
65

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention pays.cz, from OffSeq Breach.

Total records
112
Employees
0
Customers
112
Third parties
0
Weak passwords
4%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for pays.cz.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company is positioned as a small but essential player in the Czech financial technology sector, providing payment gateway services that cater to online merchants and developers. Its competitive advantage lies in transparent pricing without monthly fees, multiple payment options, and ease of integration without programming skills. The business model relies on transaction fees and offers flexibility in who pays the fees (merchant or customer). The company is registered with the Czech National Bank, enhancing trust. Partnerships with local service providers like AXIMA and Zákazník.cz indicate a localized ecosystem. The absence of social media presence suggests a focus on direct business-to-business relationships. Growth potential exists in expanding payment options and improving digital marketing.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and use of Google reCAPTCHA to protect forms from spam and abuse. No exposed sensitive data or vulnerable scripts were detected in the HTML content. However, the site lacks advanced security headers such as Content-Security-Policy and X-Frame-Options, which could mitigate certain attack vectors. The use of an older jQuery version may pose risks if not patched. There is no publicly available security policy or incident response contact, which limits transparency in security governance. Overall, the security measures are adequate for the business scale but could be enhanced to meet higher compliance standards and customer assurance.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Publish a dedicated security policy and provide clear incident response contact channels to improve transparency and trust.
  3. Upgrade JavaScript libraries, especially jQuery, to the latest secure versions to reduce vulnerability exposure.
  4. Introduce a cookie consent banner with explicit user consent to improve GDPR compliance and privacy transparency.
  5. Consider adding direct company contact information such as official support emails and phone numbers on the website to enhance business credibility.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
pays.cz s.r.o.
Description
Pays provides a payment gateway service offering multiple payment methods including card payments, QR payments, bank transfers, and PayPal. It targets merchants and developers with easy integration and no monthly fees.
Key services
Payment gateway, Payment links generation, Support for card, PayPal, QR, mobile payments, Technical support
Content quality
good
Branding
consistent

Technology

Stack
jQuery 1.11.1, jQuery UI 1.11.3, ResponsiveSlides, Bootstrap, Magnific Popup, Google reCAPTCHA v2, Zendesk Widget
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA on forms
  • No exposed sensitive data in HTML
  • Secure form submissions via POST

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
Google reCAPTCHA, Zendesk Widget
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Content is professionally presented in Czech language targeting local merchants
  3. Multiple payment methods supported with transparent pricing
  4. Use of modern web technologies though some libraries are outdated
  5. No explicit privacy or security policies beyond basic terms and cookie info
  6. No direct company contact emails or phone numbers visible on main pages
  7. Forms use Google reCAPTCHA for spam protection
  8. No social media links present
  9. Footer references registration with Czech National Bank as payment service provider
Technical notes

Notes

The website is built on a traditional web stack using jQuery 1.11.1, jQuery UI, Bootstrap, and other JavaScript libraries for UI and interaction. Google reCAPTCHA v2 is integrated for form protection, and Zendesk widget is used for customer support. Hosting is provided by Active24, consistent with the registrar data. The site is mobile optimized with responsive design and uses canonical URLs and Open Graph metadata for SEO. Performance is moderate, with no major issues detected but some outdated libraries could impact security and future compatibility. Accessibility is basic with no advanced ARIA roles or landmarks detected. Overall, the technical implementation is solid but could benefit from modernization and enhanced security practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 67/100Medium31 findingsView report
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