KB SmartPay · Finance · Czech Republic
Medium risk. 4 critical or high findings in Email security, Security headers and 1 other check.
KB SmartPay operates the PayPhone service, a mobile payment terminal application that transforms smartphones into card payment terminals, targeting merchants and businesses primarily in the Czech Republic. The website presents a professional and consistent brand image, emphasizing ease of use and a free one-year offer to attract users. The business model centers on providing mobile payment solutions leveraging smartphone technology, positioning itself in the finance sector with a focus on digital payment innovation. Technically, the website is built on WordPress 6.8.1 and integrates multiple modern technologies including Google Analytics, Google Tag Manager, Cookiebot for cookie consent management, and advertising/tracking services such as Adform and Facebook Pixel. The site is mobile-optimized and uses structured data (JSON-LD) to enhance SEO and provide clear business information. Performance is moderate with good mobile responsiveness and basic accessibility features. From a security perspective, the site enforces HTTPS and implements a comprehensive cookie consent mechanism, demonstrating awareness of privacy regulations. However, the absence of visible security headers and lack of explicit privacy policy or incident response information are notable gaps. The WHOIS data is unavailable, which reduces domain trustworthiness and raises questions about domain registration transparency. Overall, the website is functional, professional, and compliant with basic privacy requirements but would benefit from enhanced transparency in privacy policies, improved security headers, and clearer contact information to strengthen trust and compliance posture.
Scanned
NIS2 Art. 21(2)
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
4 findings rated critical or high. Fix these first.
SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.
Domain is vulnerable to email spoofing
What to do: Implement SPF, DKIM, and DMARC immediately
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
Forces HTTPS connections
What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"
Controls resources the browser is allowed to load
What to do: Implement a Content-Security-Policy appropriate for your application
Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.
Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
What to do: Consider restricting access to FTP or implementing strong authentication
Need hands-on remediation? Email guard@offseq.com
This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.
Each check with its score, findings and the evidence it collected.
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
Not counted
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Leaked records that mention payphone.cz, from OffSeq Breach.
1 subdomain affected
See the 10 newest leaked credentials
A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for payphone.cz.
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Breach keeps ingesting new leaks, so these numbers can grow between scans.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Automated reading of the public site. Ratings are indicative.
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Retrieved 2026-10-25
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