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Security report for paypal.com

PayPal · Finance · Finland

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

89/100

Risk levelLow

0–100, higher is better. How it is calculated

PayPal is a leading global online payment platform offering fast, secure, and convenient ways to send money, pay online, and manage merchant accounts. The Finnish localized website targets both personal users and businesses, providing tailored solutions for small businesses and enterprises. The site demonstrates a mature digital infrastructure with modern technologies such as React and Node.js, ensuring a responsive and user-friendly experience. Security is robust with HTTPS, anti-clickjacking measures, and GDPR-compliant cookie consent mechanisms. However, explicit security policies and incident response contacts are not prominently displayed. Overall, the website reflects a high level of professionalism and trustworthiness consistent with PayPal's global brand.

Scanned

This is an earlier scan of paypal.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
100/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching paypal.com

This scan found 10 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
80
Email security
82
DNS health
90
Network security
100
GDPR outside view
100
Average
89

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention paypal.com, from OffSeq Breach.

Total records
29,236,351
Employees
1,970
Customers
29,232,435
Third parties
1,946
Weak passwords
7%

Latest record dated 2026-06-18 · 3,969 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for paypal.com.

Select it in the checkout above.

Masked preview

  • sh•••@paypal.compaypal.com2026-06-18
  • oc•••@paypal.compaypal.com2026-06-18
  • sh•••@paypal.compaypal.com2026-06-17
  • sa•••@paypal.comdeveloper.paypal.com2026-06-17
  • vi•••@paypal.compaypal.com2026-06-15

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PayPal operates in the finance and e-commerce sectors, serving a broad audience including individuals and businesses in Finland. Its business model revolves around facilitating online payments and money transfers, generating revenue through transaction fees and merchant services. The company maintains a strong market position as a trusted payment processor with extensive partnerships and developer resources. The website's content and navigation clearly support diverse customer segments, emphasizing growth and risk management for businesses. Strategic partnerships and a comprehensive service offering underpin PayPal's competitive advantage in the digital payments space.

Security posture

The website exhibits a mature security posture with enforced HTTPS, security headers, and anti-clickjacking scripts. GDPR compliance is evident through detailed privacy and cookie policies and an interactive consent banner. No vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of publicly visible incident response or vulnerability disclosure information suggests room for improvement in transparency and security communication. Maintaining up-to-date libraries and publishing security contact details would enhance the overall security culture and readiness.

Recommendations

  1. Publish a dedicated security policy page including incident response procedures and contacts.
  2. Implement and publicize a vulnerability disclosure program and security.txt file.
  3. Enhance transparency on data retention policies and user privacy controls.
  4. Regularly audit third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Provide clear and accessible customer support contact information including phone and email.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PayPal
Description
PayPal on nopeampi ja turvallisempi tapa lähettää rahaa, maksaa verkossa, vastaanottaa rahaa tai luoda kauppiaan tili.
Key services
Send money, Pay online, Receive money, Merchant account creation, Business payment solutions
Content quality
excellent
Branding
consistent

Technology

Stack
React 17.0.1, Node.js, JavaScript, CSS, HTML5
Frameworks
React
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Anti-clickjacking script
  • Cookie consent banner with GDPR compliance
  • No exposed sensitive data in HTML
  • Use of reCAPTCHA v3

Analytics and tracking

Services
Google Analytics, PayPal proprietary analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
PayPal analytics
Marketing tools
PayPal marketing tags, Cookie consent management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design.
  2. Strong focus on Finnish market with localized content and language.
  3. Comprehensive navigation for personal, business, and enterprise users.
  4. Robust cookie consent and privacy compliance mechanisms implemented.
  5. No direct contact emails or phone numbers found on the homepage.
  6. No explicit security or incident response contact information visible.
  7. Use of modern web technologies and analytics tools.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website leverages a modern tech stack centered on React and Node.js, delivering a fast and responsive user experience optimized for desktop and mobile devices. Hosting appears to be managed internally or via PayPal's CDN infrastructure, ensuring high availability and performance. SEO and accessibility best practices are followed, with comprehensive meta tags, structured data, and responsive design. The use of advanced analytics and marketing tools supports data-driven decision-making. Opportunities exist to further modernize by integrating progressive web app features and enhancing accessibility compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 89/100Low17 findingsView report
  2. 89/100 +11Low19 findingsView report
  3. 78/100Low19 findingsView report
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