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Security report for paypal.com

PayPal · Finance · Finland

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

89/100

Risk levelLow

0–100, higher is better. How it is calculated

PayPal is a globally recognized online payments platform offering digital wallet services and payment processing for both personal and business users. The Finnish localized website provides comprehensive information about PayPal's services, including sending and receiving money, online payments, and business solutions. The site targets Finnish consumers and businesses, emphasizing ease of use, security, and trust. The company is positioned as a leading player in the finance and e-commerce sectors with a strong brand presence and extensive service offerings. Technically, the website employs modern web technologies including React, JSON-LD structured data, and secure HTTPS protocols. It is optimized for mobile devices and demonstrates excellent performance and accessibility standards. The use of nonce-based script loading and anti-clickjacking measures indicates a mature security posture. Analytics and marketing tools are integrated with attention to privacy compliance, including GDPR. Security-wise, the site enforces HTTPS, uses security headers, and provides clear privacy and cookie policies. No vulnerabilities or suspicious content were detected. However, WHOIS data is not publicly available, likely due to privacy or registry protection, which is common for large financial institutions. Overall, the domain and website exhibit high legitimacy and trustworthiness. The overall risk is low, with recommendations focusing on maintaining up-to-date security practices, enhancing incident response visibility, and continuing compliance efforts. The website serves as a professional, secure, and user-friendly portal for PayPal's Finnish market presence.

Scanned

This is an earlier scan of paypal.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
100/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching paypal.com

This scan found 10 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
80
Email security
82
DNS health
90
Network security
100
GDPR outside view
100
Average
89

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention paypal.com, from OffSeq Breach.

Total records
29,236,351
Employees
1,970
Customers
29,232,435
Third parties
1,946
Weak passwords
7%

Latest record dated 2026-06-18 · 3,969 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for paypal.com.

Select it in the checkout above.

Masked preview

  • sh•••@paypal.compaypal.com2026-06-18
  • oc•••@paypal.compaypal.com2026-06-18
  • sh•••@paypal.compaypal.com2026-06-17
  • sa•••@paypal.comdeveloper.paypal.com2026-06-17
  • vi•••@paypal.compaypal.com2026-06-15

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PayPal operates as a dominant global online payment platform with a diversified business model serving both consumers and enterprises. Revenue streams include transaction fees, business debit cards, and payment processing services. The Finnish site reflects a mature market approach with tailored content for local users. PayPal's competitive advantage lies in its brand recognition, extensive merchant network, and secure payment infrastructure. The company fosters partnerships with developers and enterprises, supporting API integrations and business growth. Growth indicators include continuous product innovation and geographic expansion. The ecosystem includes developer portals, corporate newsrooms, and career sites, indicating a robust organizational structure.

Security posture

The website demonstrates a high level of security maturity with enforced HTTPS, use of security headers, and anti-clickjacking scripts. Privacy and cookie policies are comprehensive and GDPR compliant. No exposed sensitive data or vulnerable libraries were detected. The absence of a public vulnerability disclosure program or incident response contact is a minor gap. The security culture appears strong, supported by technical controls and privacy transparency. Compliance with EU regulations is evident. Overall, the security posture is robust with room for improvement in public security communication.

Recommendations

  1. Implement and publicize a formal vulnerability disclosure program to encourage responsible reporting.
  2. Enhance visibility of incident response contacts or security team communication channels on the website.
  3. Regularly audit third-party scripts and dependencies to mitigate supply chain risks.
  4. Maintain and update security headers and TLS configurations to adhere to best practices.
  5. Continue to improve privacy notices and cookie consent mechanisms to align with evolving regulations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PayPal
Description
Käytä PayPal-tiliäsi rahan käyttämiseen, lähettämiseen ja hallintaan. Voit myös luoda yrityksellesi kauppiastilin. Ja paljon muuta. Tutustu yksityiskohtiin täällä.
Key services
Personal money sending and receiving, Online payments, Business payment processing, Mobile wallet, Business debit card
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, React (implied by component names and scripts), JSON-LD structured data, HTTPS, Custom PayPal JS libraries, Web fonts (WOFF2), CDN hosting via paypalobjects.com
Frameworks
React
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Anti-clickjacking script
  • No exposed sensitive data in HTML
  • Use of nonce for inline scripts
  • Cookie consent mechanism

Analytics and tracking

Services
Google Analytics, PayPal Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
PayPal Analytics
Marketing tools
PayPal marketing scripts, Datadog monitoring
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Finnish language.
  2. Strong branding and consistent corporate identity.
  3. Comprehensive privacy and cookie policies with GDPR compliance.
  4. No contact emails or phone numbers explicitly listed on homepage.
  5. Use of modern web technologies and security best practices.
  6. No signs of phishing or malicious content.
  7. No WAF blocking or challenge pages detected.
Technical notes

Notes

The website is built on a modern JavaScript framework (likely React) with extensive use of JSON-LD for structured data, enhancing SEO and semantic understanding. Hosting is via PayPal's own CDN infrastructure, ensuring fast content delivery. The site is mobile-optimized with responsive design and uses web fonts for consistent branding. Performance is fast with asynchronous script loading and preloading of critical assets. Accessibility features are present, including ARIA roles and semantic HTML. Technical risks are minimal, with no detected deprecated libraries or broken elements. Opportunities exist to further leverage progressive web app features and enhance monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 89/100Low17 findingsView report
  2. 89/100 +11Low19 findingsView report
  3. 78/100Low19 findingsView report
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