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Security report for payoneer.com

Payoneer · Finance · N/a

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

Payoneer is a globally recognized payment solutions provider specializing in cross-border online payment services for businesses, freelancers, and professionals. The company offers a robust platform enabling seamless international money transfers, currency conversions, and mass payouts, positioning itself as a leader in the financial technology sector. The website reflects a mature digital presence with professional branding and comprehensive service descriptions targeting a global business audience. Technically, the site leverages modern JavaScript libraries, analytics tools, and a WordPress CMS, ensuring fast performance and mobile optimization. Security is well addressed with HTTPS enforcement and strong security headers, although explicit vulnerability disclosure and incident response contacts are not prominently provided. Overall, the site demonstrates high professionalism and trustworthiness, though the absence of WHOIS data reduces domain registration transparency. Strategic recommendations include publishing a vulnerability disclosure policy and enhancing incident response visibility to further strengthen security posture and user trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      SSL Certificate Expires Soon

      SSL certificate expires in 14 days

      What to do: Renew SSL certificate before expiration

      • NIS2 21(2)(h)
      • IR 2024/2690 9.2(c): Implementing Regulation (EU) 2024/2690, Annex point 9.2(c): Cryptography
      • NIST SC-17: NIST SP 800-53 Rev. 5 SC-17: Public Key Infrastructure Certificates

Need hands-on remediation? Email guard@offseq.com

Keep watching payoneer.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
80
Email security
65
DNS health
85
Network security
100
GDPR outside view
68
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Payoneer operates in the finance and technology sectors, offering essential payment services that facilitate global commerce. Its business model centers on providing payment infrastructure to businesses and individuals requiring international transactions. The company enjoys a strong market position with extensive partnerships and a broad customer base. Revenue streams likely include transaction fees, currency conversion margins, and value-added services. The website's content and structure indicate a focus on business clients, freelancers, and e-commerce sellers. The presence of multiple analytics and marketing tools suggests active customer engagement and growth strategies. The company maintains consistent branding and trust signals such as PCI DSS certification and comprehensive privacy policies, supporting its credibility in a competitive market.

Security posture

The website exhibits a strong security posture with HTTPS enforced and multiple security headers implemented, including CSP and HSTS. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the lack of a published vulnerability disclosure policy or security.txt file and absence of clear incident response contact channels represent gaps in transparency and readiness. The use of third-party analytics and marketing scripts is extensive, which requires ongoing monitoring to mitigate supply chain risks. Overall, the security maturity is high but could be improved by formalizing vulnerability management and incident response communications.

Recommendations

  1. Publish a formal vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  2. Provide clear and accessible incident response contact information, including security and abuse emails.
  3. Regularly audit and update third-party scripts to minimize supply chain vulnerabilities.
  4. Enhance transparency around data retention and privacy compliance to build user trust.
  5. Implement continuous security awareness and training to maintain a strong security culture.

Contact details published on the site

Addresses
Legal name
Payoneer Inc.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Payoneer
Description
Payoneer provides global payment solutions and online payment services enabling businesses and professionals to send and receive funds worldwide.
Key services
Cross-border payments, Mass payouts, Currency conversion, Payment receiving accounts
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Amplitude Analytics, Marketo, Optimizely, YouTube API
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of CSP
  • No exposed sensitive data in HTML
  • Secure forms with CSRF protections implied

Analytics and tracking

Services
Amplitude, Google Analytics, Marketo, Optimizely
Tracking level
extensive
Privacy practices
good

Advertising

Tracking pixels
Amplitude, Marketo, Optimizely
Marketing tools
Marketo, Optimizely
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design
  2. Strong use of analytics and marketing tools
  3. Comprehensive privacy and cookie policies with consent mechanisms
  4. No WHOIS data available from raw output, indicating possible privacy or registry issues
  5. No explicit security.txt or vulnerability disclosure found
  6. No incident response contact information clearly identified
  7. Website uses HTTPS with strong security headers
  8. No suspicious or malicious content detected
Technical notes

Notes

The website is built on WordPress CMS with a modern front-end leveraging JavaScript libraries such as Amplitude Analytics, Google Tag Manager, Marketo, and Optimizely for marketing and analytics. The site demonstrates fast loading times and excellent mobile responsiveness. Accessibility features are present but could be further enhanced. SEO optimization is good with proper meta tags and structured data usage. Hosting details are not explicitly identified, but the use of multiple CDN and analytics providers indicates a distributed infrastructure. Technical risks include reliance on multiple third-party scripts which require vigilant security management. Overall, the technical infrastructure supports a high-quality user experience and robust business operations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 83/100Low21 findingsView report
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