Skip to main content

Security report for pacnetservices.com

The PacNet Services Group of Companies · Finance · Canada

Medium risk. 5 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

53/100

Risk levelMedium

0–100, higher is better. How it is calculated

PacNet Services Ltd. was a pioneering international payment processing company founded in 1994, specializing in multi-currency payment solutions for global businesses. The company ceased payment processing operations in September 2016 following designation by the U.S. Treasury's OFAC as a Transnational Criminal Organization, a designation later removed after legal challenges and settlements. The website documents extensive legal history, exonerations, and ongoing efforts to resolve reputational and financial impacts. Technically, the site is built on GoDaddy Website Builder, uses Google Analytics, and is hosted by GoDaddy, with moderate performance and good mobile optimization. Security posture is adequate with HTTPS enabled but lacks advanced security headers and published security policies. Privacy compliance is weak due to absence of privacy and cookie policies. Contact information is limited to a contact form and a Twitter link. Overall, the site presents a professional image with detailed content but requires improvements in privacy and security transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
28/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching pacnetservices.com

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
45
Email security
70
DNS health
75
Network security
100
GDPR outside view
28
Average
53

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PacNet Services operated in the fintech and finance sectors, providing international payment processing and financial services. Its market position was strong prior to 2016, recognized for compliance and innovation. The business model focused on facilitating multi-currency payments and refunds for international clients, primarily in e-commerce and direct mail marketing sectors. The company faced significant legal and regulatory challenges due to OFAC sanctions, which were later lifted. The website emphasizes legal victories, exonerations, and the unjust nature of sanctions, aiming to restore reputation and trust. The target audience includes former clients, partners, and stakeholders interested in the company's legal and compliance status. The company is in the process of orderly dissolution, with no active payment processing services.

Security posture

The website demonstrates a basic security posture with HTTPS enabled and service worker registration. However, it lacks critical security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security. No published security or incident response policies are found, and no dedicated security contact channels exist. Forms are present but no explicit security measures or privacy notices accompany them. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of privacy and cookie policies indicates compliance gaps with GDPR and other privacy regulations. Overall, the security maturity is moderate but requires enhancements in policy transparency and technical controls.

Recommendations

  1. Publish a comprehensive privacy policy and cookie policy with GDPR compliance details.
  2. Implement and configure security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  3. Add a security.txt file or vulnerability disclosure policy to facilitate responsible reporting.
  4. Provide clear incident response contact information, including dedicated security and abuse email addresses.
  5. Enhance accessibility features and conduct regular security audits to identify and remediate potential vulnerabilities.

Contact details published on the site

Legal name
The PacNet Services Group of Companies
Registration number
company nor
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
The PacNet Services Group of Companies
Description
PacNet Services was a cutting-edge international payment processing company founded in 1994, specializing in multi-currency payment processing and financial services for international e-commerce and consumer refunds. The company ceased payment processing operations on 22 September 2016 due to sanctions but continues to address legal and reputational challenges.
Key services
Multi-currency card processing, Bank transfers, Cheque issuing, International payment processing
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Starfield Technologies, GoDaddy Website Builder, Service Worker, Web fonts (Archivo Black, Montserrat)
Platforms
GoDaddy Website Builder
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enabled
  • Service worker registered

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
poor

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website clearly states that PacNet Services ceased payment processing in 2016 due to OFAC sanctions
  2. Extensive legal and compliance history is documented, including settlements and court rulings
  3. No privacy or cookie policies found, which is a compliance gap
  4. Contact form present but no direct email or phone contact information found
  5. No security or incident response policies published
  6. Website built on GoDaddy Website Builder with standard web fonts and Google Analytics
  7. No WAF or blocking detected; site fully accessible
Technical notes

Notes

The website is built using GoDaddy Website Builder, leveraging web fonts (Archivo Black, Montserrat) and Google Analytics for tracking. It uses a service worker for offline capabilities and is hosted on GoDaddy infrastructure. The site is mobile responsive with good navigation clarity and professional design. Performance is moderate, with no major errors or broken elements detected. SEO optimization is basic with meta tags and Open Graph tags present but no structured JSON-LD data found. The technical stack is modern but limited in advanced frameworks or CMS features. Opportunities exist to improve SEO, accessibility, and security configurations to enhance overall digital maturity.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with pacnetservices.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review pacnetservices.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.