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Security report for ospa.de

OstseeSparkasse Rostock · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

OstseeSparkasse Rostock is a well-established regional financial institution in Germany, offering a broad range of banking, financing, investment, and insurance services primarily targeting private and corporate customers in the Rostock region. The website reflects a mature digital presence with comprehensive product information, online banking capabilities, and customer engagement tools such as chat and callback services. The site is professionally designed, mobile-optimized, and provides clear navigation and accessibility features. Technically, it leverages modern web technologies and a robust CMS platform, ensuring a stable and user-friendly experience. Security posture is strong with HTTPS enforcement, session management, and cookie consent mechanisms, although explicit security policies and vulnerability disclosure channels are not publicly available. Overall, the site demonstrates high business credibility and compliance with privacy regulations, making it a trustworthy platform for its users.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
65
DNS health
70
Network security
100
GDPR outside view
68
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a strong market position as a regional savings bank with a history dating back over 200 years. Its business model focuses on retail and corporate banking services, including loans, deposits, investment products, and insurance. The website indicates active marketing partnerships (e.g., Mastercard cashback, PAYBACK loyalty program) and integration with third-party financial tools. The target audience spans from young customers to private banking clients, reflecting a broad customer segmentation strategy. The presence of awards and certifications further supports its reputation and employer branding. The company appears to maintain a solid ecosystem of partners and service providers, enhancing its service offerings and customer reach.

Security posture

The website exhibits a good security maturity level with enforced HTTPS, secure login forms, session timeout warnings, and cookie consent management. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a published security policy, incident response contact, or security.txt file suggests room for improvement in transparency and formal security governance. The use of third-party scripts and analytics is managed with user consent, aligning with GDPR requirements. Overall, the security posture is robust but could benefit from enhanced communication of security practices and incident handling procedures.

Recommendations

  1. Publish a dedicated security policy page detailing security measures and user guidance.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publish a security.txt file to facilitate responsible vulnerability disclosure.
  4. Regularly audit and update third-party scripts to mitigate potential vulnerabilities.
  5. Enhance security headers explicitly (CSP, X-Frame-Options) and verify their presence.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
OstseeSparkasse Rostock
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Online Banking, Girokonto (checking accounts), Kreditkarte (credit cards), Immobilien (real estate financing and services), Versicherungen (insurance), Altersvorsorge (retirement planning), Kredite und Finanzierungen (loans and financing), Depot (securities accounts), S-Vorteilswelt (customer loyalty program)
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, jQuery (implied by $ usage), React (partial, for market info widget), Universal Analytics (Google Analytics)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS usage
  • Session timeout with countdown
  • Cookie consent mechanism
  • No exposed sensitive data in HTML
  • Secure login form

Analytics and tracking

Services
Google Universal Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
TDG tracking pixel
Marketing tools
Newsletter subscription, S-Vorteilswelt loyalty program
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. Strong focus on regional banking services with comprehensive product offerings.
  3. Good compliance with GDPR and cookie consent requirements.
  4. Use of modern web technologies and CMS (Adobe Experience Manager).
  5. Presence of multiple contact channels including phone, email, chat, and callback services.
  6. No signs of phishing, malware, or suspicious activity.
  7. Clear branding and trust signals including awards and certifications.
  8. No explicit security policy or incident response contact published.
  9. No security.txt file found for vulnerability disclosure.
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, utilizing modern JavaScript frameworks including React for dynamic components and jQuery for UI interactions. It employs Universal Analytics for user tracking and integrates various marketing and loyalty tools. The site is mobile-optimized with responsive design and accessibility features such as skip navigation buttons and ARIA labels. Performance is moderate, with efficient use of images and scripts. The technical infrastructure supports secure online banking operations with session management and HTTPS enforcement. Opportunities exist to improve security header implementation and to document technical security controls more explicitly.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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