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Security report for opbank.lt

OP Corporate Bank plc Lietuvos filialas · Finance · Lithuania

Medium risk. 5 critical or high findings in GDPR outside view.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

OP Corporate Bank plc Lietuvos filialas is a Lithuanian branch of the OP Financial Group, the largest Finnish financial services group. The bank focuses on providing corporate banking services to large business clients in Lithuania and is recognized as one of the fastest growing business banks in the country. The website presents comprehensive business information, contact details, and links to official parent company resources, reflecting a professional and trustworthy business presence. Technically, the site uses modern technologies such as React and Microsoft Application Insights for monitoring, hosted likely on Microsoft Azure infrastructure. The website is mobile optimized and provides a good user experience with clear navigation and relevant content. Security posture is strong with HTTPS enforced and telemetry monitoring, though some improvements are recommended such as adding explicit security headers and cookie consent mechanisms. WHOIS data is unavailable, which slightly reduces trust but does not outweigh the strong business and technical indicators. Overall, the site is professional, secure, and compliant with relevant regulations, serving its target audience effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching opbank.lt

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
95
Email security
80
DNS health
70
Network security
100
GDPR outside view
10
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention opbank.lt, from OffSeq Breach.

No leaked records found

Breach holds no records for opbank.lt right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector, targeting large corporate clients in Lithuania. It benefits from the backing of OP Financial Group, a large Finnish cooperative financial group. The business model centers on corporate banking, financing, leasing, and cash management services. The website content and linked domains indicate a well-integrated partnership ecosystem within OP Financial Group. The bank's growth and market position as a fast-growing business bank in Lithuania suggest competitive advantages in service specialization and regional focus. The presence of official registration and VAT numbers, along with professional content, supports credibility and regulatory compliance.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and active monitoring via Microsoft Application Insights. However, the absence of explicit security headers such as Content-Security-Policy and lack of a visible cookie consent mechanism are areas for improvement. No vulnerabilities or exposed sensitive data were detected in the content. The lack of published incident response or vulnerability disclosure policies indicates room to enhance transparency and readiness. Overall, the security posture is good but could be strengthened by adopting additional best practices and compliance measures.

Recommendations

  1. Implement and display a cookie consent banner to comply fully with GDPR requirements.
  2. Add security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  3. Publish a dedicated security policy and incident response page to improve transparency and user trust.
  4. Create and maintain a vulnerability disclosure policy or security.txt file to facilitate responsible reporting of security issues.
  5. Investigate and resolve WHOIS data availability issues to improve domain registration transparency and trust.

Contact details published on the site

Addresses
Legal name
OP Corporate Bank plc Lietuvos filialas
VAT number
LT100008061513
Registration number
302535257
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
OP Corporate Bank plc Lietuvos filialas
Description
„OP Financial Group“ is the largest Finnish financial services group with over two million owner-customers and about 14,000 employees. It provides a wide range of banking and insurance services to private and business customers. OP Corporate Bank plc Lithuanian branch is a fast-growing business bank in Lithuania focusing on large business clients.
Key services
Corporate banking, Financing, Cash management, Leasing, Investment loans
Content quality
good
Branding
consistent

Technology

Stack
React, Microsoft Application Insights, Azure CDN, JavaScript
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Application Insights for monitoring

Analytics and tracking

Services
Microsoft Application Insights
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Microsoft Application Insights
Marketing tools
Application Insights
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Lithuanian language.
  2. No WHOIS data available, possibly due to domain registration or WHOIS server issues.
  3. No explicit privacy consent banner detected despite GDPR relevant content.
  4. No visible security.txt or vulnerability disclosure policy.
  5. Contact information is clearly presented with official company emails and phone numbers.
  6. Use of Microsoft Application Insights indicates active monitoring and telemetry.
  7. No signs of WAF or blocking mechanisms detected.
Technical notes

Notes

The website is built using React, leveraging modern JavaScript frameworks and hosted on Microsoft Azure infrastructure, as indicated by the use of Azure Application Insights for telemetry. The site loads scripts asynchronously and uses responsive design techniques for mobile optimization. Performance is moderate with room for improvement in SEO and accessibility features. The absence of a CMS is inferred, suggesting a custom or static site build approach. Technical debt appears low, but adding security headers and cookie consent mechanisms would enhance compliance and security posture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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