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Security report for opay.lt

OPAY · Finance · Lithuania

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

66/100

Risk levelMedium

0–100, higher is better. How it is calculated

OPAY is a licensed Lithuanian payment institution specializing in online payment solutions for businesses across the Baltic states. Established in 2012, it offers a broad range of services including payment collection, recurring payments, and integration plugins for popular e-commerce platforms like Shopify. The company emphasizes customer service and regulatory compliance, holding a license from Lietuvos bankas. Technically, the website employs modern JavaScript frameworks, integrates multiple analytics and marketing tools with user consent, and maintains good security practices including HTTPS and cookie consent mechanisms. Security posture is strong with no visible vulnerabilities, though explicit security policies and vulnerability disclosure mechanisms could be improved. Overall, OPAY presents as a credible, professional, and trustworthy payment service provider with a solid market position in the Baltic region.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching opay.lt

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
30
Email security
88
DNS health
80
Network security
100
GDPR outside view
25
Average
66

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention opay.lt, from OffSeq Breach.

Total records
93
Employees
0
Customers
93
Third parties
0
Weak passwords
5%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for opay.lt.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

OPAY operates in the finance and e-commerce sectors, targeting businesses in Lithuania, Latvia, and Estonia that require reliable online payment processing. Its competitive advantages include regulatory licensing, a decade of experience, and tailored solutions such as Shopify payment integrations and free plugins for major e-commerce platforms. Revenue streams likely derive from transaction fees and service subscriptions. The company maintains a strong partnership ecosystem, including its own payment gateway domain. Customer testimonials and transparent contact information reinforce its market credibility. Growth indicators include expanded service offerings and multi-country operations.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, use of Google reCAPTCHA to prevent spam, and cookie consent management aligned with GDPR. Security headers are partially implemented, and no sensitive data is exposed in the HTML. However, the absence of a dedicated security policy page, incident response contacts, and vulnerability disclosure mechanisms indicates room for improvement in transparency and incident readiness. The use of Sentry for error monitoring is a positive indicator of proactive security management. Overall, the security maturity is good but could be enhanced by formalizing policies and disclosures.

Recommendations

  1. Publish a dedicated security policy page including incident response and contact details.
  2. Implement a security.txt file to facilitate vulnerability reporting.
  3. Enhance HTTP security headers such as Content-Security-Policy and X-Frame-Options.
  4. Disclose Data Protection Officer contact information to improve GDPR transparency.
  5. Regularly review and audit third-party scripts and tracking tools for security compliance.

Contact details published on the site

Addresses
Legal name
UAB "Interneto vizija"
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
OPAY
Description
OPAY provides internet payment solutions enabling businesses of all sizes in the Baltic countries to accept online payments via popular payment methods. They emphasize long-term experience and attentive customer service as keys to successful client transactions.
Key services
Online payment collection, Charity/fundraising payment collection, One-click and recurring payments, Shopify payment solutions, Free plugins for e-commerce platforms
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, TypeScript, Bootstrap, Google Tag Manager, Meta Pixel, LinkedIn Insight Tag, Facebook Pixel, Sentry
Frameworks
Bootstrap
Platforms
Shopify, WooCommerce, PrestaShop
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • Use of Google reCAPTCHA
  • No exposed sensitive data in HTML
  • Use of Sentry for error monitoring

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google AdSense, Google DoubleClick
Tracking pixels
Facebook Pixel, LinkedIn Insight Tag
Marketing tools
Meta Pixel
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking.
  2. Strong focus on Baltic region payment services with localized language and offerings.
  3. Comprehensive cookie consent and privacy policy in place.
  4. Use of modern tracking and analytics tools with consent management.
  5. Clear contact information and multiple trust signals including testimonials and licensing.
  6. No visible security or privacy red flags in the content or technical setup.
Technical notes

Notes

The website uses a modern tech stack including JavaScript, TypeScript, and Bootstrap for responsive design. It integrates multiple third-party analytics and marketing tools such as Google Tag Manager, Facebook Pixel, and LinkedIn Insight Tag, all managed with user consent. The site is mobile-optimized with good accessibility and SEO practices. Performance is moderate, likely due to multiple external scripts. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Technical risks include reliance on multiple third-party scripts which require ongoing security monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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