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Security report for ooba.co.za

ooba · Finance · South Africa

High risk. 8 critical or high findings in Network security, Security headers and 2 other checks.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

ooba is a leading South African home finance expert specializing in mortgage brokerage and advisory services. The company helps customers find the best home loan deals by shopping around various lenders, serving thousands of homeowners. Their market position is strong within the South African finance and real estate sectors, offering key services such as home loan brokerage, mortgage advice, and related insurance products. The website reflects a professional and trustworthy brand with consistent branding and high-quality content tailored to South African home buyers. Technically, the website is built on WordPress with modern frameworks like Bootstrap and integrates multiple analytics and marketing tools including Google Analytics, Facebook Pixel, Crazy Egg, and Visual Website Optimizer. The site is mobile-optimized, SEO-friendly, and employs security best practices such as HTTPS and security headers. Performance is moderate with room for optimization. From a security perspective, the site demonstrates a good posture with SSL encryption, secure forms, and no visible vulnerabilities. However, it lacks a public vulnerability disclosure policy and explicit incident response contacts. Privacy compliance is well addressed with a comprehensive privacy policy, cookie consent mechanisms, and GDPR considerations. WHOIS data is privacy protected, which is typical for financial services, and does not raise immediate concerns. Overall, ooba presents a low-risk profile with strong business credibility and technical maturity. Strategic recommendations include publishing a vulnerability disclosure policy, enhancing incident response transparency, and continuous monitoring of third-party scripts to maintain security integrity.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching ooba.co.za

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
40
Email security
80
DNS health
70
Network security
0
GDPR outside view
58
Average
52
After the cap
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention ooba.co.za, from OffSeq Breach.

Total records
3,154
Employees
2
Customers
3,099
Third parties
53
Weak passwords
12%

Latest record dated 2026-05-28 · 29 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for ooba.co.za.

Select it in the checkout above.

Masked preview

  • –adfs.ooba.co.za2026-05-28
  • –adfs.ooba.co.za2025-04-14

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

ooba operates as a mortgage brokerage and home finance advisory firm in South Africa, targeting home buyers and homeowners seeking competitive home loan products. Their business model revolves around acting as an intermediary between customers and lenders, generating revenue through commissions and advisory fees. The company leverages digital marketing and analytics tools to optimize customer acquisition and engagement. Their partnership ecosystem includes financial institutions and insurance providers. The website content and structure indicate a mature business with a strong market presence and customer trust. Growth indicators include extensive online tools such as calculators and educational content, supporting customer decision-making.

Security posture

The website exhibits a mature security posture with HTTPS enforced and multiple security headers implemented, reducing risks of common web attacks. Use of secure forms (Gravity Forms) and absence of exposed sensitive data in the HTML source are positive indicators. However, the lack of a published vulnerability disclosure policy and incident response contact details limits transparency and may delay vulnerability reporting and remediation. Compliance with GDPR is evident through privacy and cookie policies. No critical vulnerabilities or malware were detected. The security score is high but can be improved by formalizing vulnerability management and incident response communications.

Recommendations

  1. Publish a formal vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  2. Add explicit incident response contact information on the website for security issues.
  3. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  4. Enhance transparency around data retention policies and user privacy practices.
  5. Implement continuous security monitoring and penetration testing to maintain a strong security posture.

Contact details published on the site

Addresses
Legal name
ooba Group Limited
Registration number
1997/015222/06
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ooba
Description
ooba is a South African home finance expert company that helps customers shop around for the best home loan deals. They have assisted thousands of homeowners in securing finance.
Key services
Home loan brokerage, Mortgage advice, Home loan calculators, Insurance products related to home loans
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, Crazy Egg, Facebook Pixel, Google Analytics, Visual Website Optimizer (VWO), Gravity Forms, Yoast SEO, Bootstrap 4.6.1, WordPress
Frameworks
Bootstrap
Platforms
WordPress
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Secure forms with CSRF protection (Gravity Forms)

Analytics and tracking

Services
Google Analytics, Crazy Egg, Visual Website Optimizer
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Crazy Egg
Tracking pixels
Facebook Pixel, Visual Website Optimizer
Marketing tools
Yoast SEO, Crazy Egg, Visual Website Optimizer
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Content is relevant and targeted to South African home loan customers.
  3. No signs of phishing or malware detected.
  4. Strong use of analytics and marketing tools with privacy considerations.
  5. WHOIS data is privacy protected or unavailable, common for financial services.
  6. No security.txt or explicit vulnerability disclosure policy found.
  7. SSL and security headers are properly configured.
Technical notes

Notes

The website is built on WordPress CMS using Bootstrap framework for responsive design. It integrates multiple marketing and analytics tools such as Google Tag Manager, Facebook Pixel, Crazy Egg, and Visual Website Optimizer, indicating a data-driven approach to user engagement. The site uses Gravity Forms for data collection, which supports secure form handling. Performance is moderate, with potential for optimization in script loading and caching. Mobile optimization and accessibility are well addressed. The technical stack is modern and appropriate for the business needs, though ongoing maintenance of third-party dependencies is recommended to reduce risk.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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