Skip to main content

Security report for omasp.fi

Oma Säästöpankki Oyj · Finance · Finland

Medium risk. 5 critical or high findings in GDPR outside view.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

Oma Säästöpankki Oyj operates as a Finnish savings bank providing comprehensive banking services to both individual and corporate customers. The company emphasizes personalized customer service through digital channels, direct phone contact, and physical branches. Their market position is that of a trusted, customer-centric financial institution with a strong local presence in Finland. Key services include loans, savings, investments, and digital banking solutions. The website reflects a mature digital infrastructure built on Drupal CMS, hosted on AWS, and integrates modern marketing and analytics tools such as Google Tag Manager and Cookiebot for privacy compliance. Security posture is robust with HTTPS enforced, strong cipher suites, and OCSP stapling, though improvements like TLS 1.3 and HSTS could enhance security further. Privacy compliance is well addressed with clear cookie consent mechanisms and GDPR-aligned policies. Overall, the website is professional, trustworthy, and user-friendly, though performance optimization could be improved due to a relatively slow load time.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching omasp.fi

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
97
Security headers
80
Email security
85
DNS health
85
Network security
100
GDPR outside view
0
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank targets retail and corporate segments with a broad portfolio of financial products, including mortgages, loans, savings accounts, and investment services. Their business model leverages both digital and physical channels to maximize customer reach and satisfaction. The presence of multiple secure login portals and digital services indicates a focus on digital transformation. Partnerships with authentication providers and CDN services enhance operational efficiency. The company maintains active social media engagement, reinforcing brand presence and customer interaction. Strategic observations suggest a stable market position with opportunities to improve technical performance and security hardening to maintain competitive advantage.

Security posture

The website demonstrates a solid security foundation with HTTPS using TLS 1.2 and strong cipher suites, absence of known SSL vulnerabilities, and OCSP stapling enabled. SPF and DMARC DNS records are correctly configured to protect email domains from spoofing. However, the lack of DNSSEC and CAA records indicates room for improvement in domain security. No explicit security or incident response policies are published, which could be a gap in transparency and readiness. Cookie consent mechanisms and privacy policies align with GDPR requirements, reflecting a mature privacy culture. Overall, the security posture is good but could benefit from enhanced DNS security and published incident response information.

Recommendations

  1. Enable HTTP Strict Transport Security (HSTS) with includeSubDomains and preload to enforce HTTPS and prevent downgrade attacks.
  2. Upgrade SSL/TLS configuration to support TLS 1.3 for improved security and performance.
  3. Implement DNSSEC to protect against DNS spoofing and cache poisoning.
  4. Add CAA DNS records to restrict certificate issuance to authorized CAs.
  5. Publish a clear security policy and incident response plan on the website to improve transparency and preparedness.

Contact details published on the site

Legal name
Oma Säästöpankki Oyj
Registration number
2231936-2
Technical notes

Notes

The website is built on Drupal CMS, leveraging AWS for DNS and hosting infrastructure, and integrates multiple third-party services for analytics, marketing, and authentication. The technology stack includes Google Tag Manager, Cookiebot for cookie consent, and Genesys Cloud for chat support. The site is mobile-optimized with responsive design and accessibility features. Performance is moderate to slow with a load time of approximately 9 seconds, indicating potential for optimization in resource loading and caching. The SSL configuration is good but lacks TLS 1.3 support and HSTS. The site uses modern cipher suites and OCSP stapling, enhancing SSL security. Overall, the technical infrastructure is solid but could benefit from performance tuning and security enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with omasp.fi. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review omasp.fi.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.