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Security report for ofin.pl

PERSKIMEDIA Szymon Perski · Finance · Poland

Medium risk. 8 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

Ofin.pl is a Polish online platform specializing in the comparison of financial products such as credits, loans, and bank accounts. Established in 2008 and registered under PERSKIMEDIA Szymon Perski, the website targets Polish consumers seeking transparent and free financial product comparisons. The platform leverages modern web technologies including Gatsby and Bootstrap to deliver a responsive and user-friendly experience. While the site integrates Google Analytics and Google Tag Manager for user tracking and marketing purposes, it lacks visible privacy and terms of service policies, which are critical for compliance and user trust. Security-wise, HTTPS is enforced, but the absence of security headers and detailed security policies indicates room for improvement. Overall, the website presents a professional and relevant service in the finance sector with moderate trustworthiness and technical maturity.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching ofin.pl

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
45
Email security
40
DNS health
75
Network security
100
GDPR outside view
25
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The business operates in the finance sector, focusing on providing consumers with cost comparisons for credits, loans, and bank accounts. Its business model is based on aggregating financial product data and presenting it online for free, likely monetized through affiliate partnerships or advertising. The company appears to be a small-sized entity with a niche market position in Poland. The lack of explicit contact information and certifications suggests a lean operation. The platform's use of modern web frameworks indicates a commitment to digital maturity, though the absence of comprehensive privacy and security policies may limit its competitive advantage in trust-sensitive markets.

Security posture

The website enforces HTTPS, which is a fundamental security requirement. However, the lack of security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection reduces its defense-in-depth posture. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The presence of cookie consent mechanisms is positive for GDPR compliance, but the absence of a privacy policy and incident response information indicates gaps in compliance and security readiness. The site would benefit from implementing security best practices and publishing clear security and privacy documentation to enhance user trust and regulatory compliance.

Recommendations

  1. Publish a comprehensive privacy policy and terms of service to improve transparency and compliance.
  2. Implement standard security headers to enhance protection against common web attacks.
  3. Add clear contact information including support and security incident channels.
  4. Regularly audit third-party scripts and tracking tools to minimize privacy risks.
  5. Develop and communicate a vulnerability disclosure policy and incident response plan.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PERSKIMEDIA Szymon Perski
Description
Platforma ofin.pl pozwala bezpłatnie sprawdzić koszty kredytów, pożyczek i kont bankowych. Wszystko online i za darmo!
Key services
Credit comparison, Loan comparison, Bank account comparison
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, cookie-consent.js, Bootstrap 4.2.1, Gatsby 4.25.5
Frameworks
Gatsby
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a Polish financial product comparison platform.
  2. No privacy policy or terms of service found on the main page or in metadata.
  3. Cookie consent mechanism is implemented with a visible banner and script.
  4. No direct contact emails, phone numbers, or physical addresses found in the HTML content.
  5. Uses modern web technologies including Gatsby and Bootstrap.
  6. Includes Google Analytics and Google Tag Manager for tracking.
  7. No security headers detected in the provided data; potential area for improvement.
  8. WHOIS data shows domain is registered to a named individual/company consistent with website branding.
  9. No signs of adult or questionable content; content is safe for general audiences.
Technical notes

Notes

The website is built using Gatsby, a modern React-based static site generator, combined with Bootstrap 4.2.1 for styling. It integrates Google Analytics and Google Tag Manager for analytics and marketing. The site appears to be mobile-optimized with good SEO meta tags and Open Graph data for social sharing. Performance is moderate, likely due to external script loading. Accessibility features are basic but present. No CMS is detected, indicating a static or headless architecture. Hosting provider details are not explicit. Technical debt appears low, but improvements in security headers and privacy documentation are recommended to reduce risk.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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