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Security report for oekk.ch

ÖKK · Finance · Switzerland

High risk. 7 critical or high findings in Network security, Security headers and 2 other checks.

Security score

48/100

Risk levelHigh

0–100, higher is better. How it is calculated

ÖKK is a Swiss insurance company specializing in providing health insurance products tailored to private clients. The company positions itself as a reliable and sensible insurance provider with a focus on customer needs. The website reflects a professional and consistent brand image, targeting private clients primarily within Switzerland. The business model revolves around offering various insurance models and supplementary services to meet diverse client requirements. Technically, the website employs modern web technologies including JavaScript frameworks, font services, and third-party consent management tools, ensuring a responsive and user-friendly experience. Security-wise, the site enforces HTTPS, implements strong security headers, and uses reCAPTCHA to protect forms, although it lacks a dedicated security policy or incident response page. Overall, the website demonstrates a mature digital presence with good privacy compliance and trustworthy business information.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching oekk.ch

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
30
Email security
55
DNS health
80
Network security
0
GDPR outside view
53
Average
48

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

ÖKK operates in the finance sector, specifically in health insurance, serving private clients in Switzerland. The company leverages a multi-model insurance offering to cater to different customer needs, indicating a customer-centric approach. The website's content and metadata suggest a medium-sized enterprise with a stable market position in the Swiss insurance market. The presence of social media channels and marketing tools indicates active engagement and digital marketing efforts. The lack of visible parent or subsidiary companies suggests ÖKK operates independently or as a standalone entity. The business intelligence points to a well-established company with a focus on compliance and customer trust.

Security posture

The website exhibits a solid security posture with HTTPS enforced and multiple security headers present, enhancing protection against common web vulnerabilities. The use of Google reCAPTCHA on forms helps mitigate automated abuse. Consent management is implemented via Fusedeck, supporting GDPR compliance. However, the absence of a public security policy or incident response contact limits transparency in security governance. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The security score is high but could be improved by publishing explicit security and incident response information.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and controls.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure policy or security.txt file.
  4. Enhance website accessibility features to improve compliance and user experience.
  5. Regularly review and update third-party scripts and tracking tools to minimize security risks.

Contact details published on the site

Addresses
Legal name
ÖKK
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ÖKK
Description
ÖKK is a Swiss insurance company offering various basic insurance models tailored to private clients' needs.
Key services
Basic health insurance, Supplementary insurance, Private client insurance services
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Typekit Fonts, Fusedeck Consent Manager, YouTube iframe API, Google reCAPTCHA
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA for forms
  • Consent management for cookies

Analytics and tracking

Services
Google Analytics (implied via Google scripts), Fusedeck Scoring
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel, Google Ads, LinkedIn Events
Marketing tools
Fusedeck Tag Manager
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS with strong security headers.
  2. Comprehensive privacy and cookie policies with consent management.
  3. No signs of malicious or suspicious content.
  4. Professional and consistent branding and design.
  5. Use of multiple third-party marketing and tracking tools with consent.
  6. No explicit security policy or incident response page found.
  7. WHOIS data matches business claims and shows no privacy protection.
Technical notes

Notes

The website uses a modern tech stack including JavaScript, Typekit fonts, and Fusedeck consent management, indicating a contemporary front-end architecture. The presence of YouTube iframe API and Google reCAPTCHA shows integration with popular third-party services. The site is mobile optimized and uses responsive design principles. Performance is moderate, with potential improvements in loading speed by optimizing third-party scripts. No CMS was detected, suggesting a custom or proprietary platform. The technical implementation supports good SEO and accessibility basics but could benefit from enhanced accessibility features and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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