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Security report for oeffentlicheoldenburg.de

Öffentliche Versicherung Oldenburg · Finance · Germany

Medium risk. 8 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Öffentliche Versicherung Oldenburg is a regional insurance provider based in Oldenburg, Germany, offering a comprehensive range of insurance products and services to private customers, businesses, and farmers. Their market position is strong within the Niedersachsen region, focusing on traditional insurance lines such as motor, property, liability, health, and retirement products. The website reflects a professional and consistent brand image with clear navigation and relevant content tailored to their target audiences. Technically, the website employs modern JavaScript frameworks, deferred CSS loading, and integrates a consent management platform (Usercentrics) alongside Google Tag Manager for analytics and marketing. The site is mobile-optimized and uses structured data to enhance SEO and business information visibility. Performance is moderate, with room for improvement in accessibility features. From a security perspective, the site enforces HTTPS, uses cookie consent mechanisms, and avoids exposing sensitive data or vulnerable libraries. However, it lacks explicit incident response contacts and a vulnerability disclosure policy, which are recommended for enhanced security posture. Privacy compliance is well addressed with a comprehensive privacy policy and cookie management. Overall, the website is trustworthy, professionally maintained, and compliant with GDPR requirements. The risk level is low, but improvements in security transparency and accessibility could further strengthen their digital maturity.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1

Need hands-on remediation? Email guard@offseq.com

Keep watching oeffentlicheoldenburg.de

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
37
Security headers
75
Email security
40
DNS health
60
Network security
100
GDPR outside view
40
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector as an insurance group serving multiple customer segments including private individuals, companies, and agricultural clients. Their business model revolves around providing insurance coverage and financial products tailored to regional needs. The presence of a dedicated customer portal and extensive service offerings indicates a mature business with a focus on customer service and digital engagement. Partnerships with entities like VGH and active social media presence support their market positioning. No parent or subsidiary companies were identified, suggesting an independent regional insurer. The company leverages digital tools for marketing and customer interaction but could expand transparency around security and compliance to enhance trust further.

Security posture

The website demonstrates a good security posture with HTTPS enforced and integration of a consent management platform ensuring GDPR compliance. No critical vulnerabilities or exposed sensitive data were detected in the HTML content or scripts. However, the absence of a published security incident response contact or vulnerability disclosure policy is a gap. Security headers are assumed but not explicitly confirmed, and the site could benefit from implementing a Content-Security-Policy header. Overall, the security maturity is solid for a regional insurance provider but can be improved by formalizing incident response and disclosure mechanisms.

Recommendations

  1. Implement and publish a security.txt file to facilitate vulnerability reporting.
  2. Add explicit security incident response contact information on the website.
  3. Enhance HTTP security headers, especially Content-Security-Policy and X-Frame-Options.
  4. Improve website accessibility to meet higher standards for all users.
  5. Conduct regular audits of third-party scripts and dependencies to avoid vulnerabilities.

Contact details published on the site

Addresses
Legal name
Öffentliche Versicherung Oldenburg
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Öffentliche Versicherung Oldenburg
Description
Die Öffentliche Oldenburg bieten umfassenden Versicherungsschutz für Privat- und Geschäftskunden in Oldenburg und darüber hinaus.
Key services
Kfz-Versicherung, Wohngebäudeversicherung, Haftpflichtversicherung, Hausratversicherung, Reiseversicherung, Vorsorge und Vermögen, Gesundheit und Pflege, Schaden melden
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Usercentrics CMP, Google Tag Manager, IE11 polyfill, CSS deferred loading
Frameworks
StimulusJS (data-controller attributes), Custom CMS or frontend framework
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management for cookies
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Usercentrics CMP
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive insurance product offerings for private, corporate, and agricultural customers.
  3. Strong use of structured data for SEO and business information.
  4. Good privacy and cookie consent mechanisms implemented.
  5. No explicit security incident response or vulnerability disclosure information found.
  6. Use of modern JavaScript frameworks and deferred CSS for performance.
  7. No suspicious or malicious content detected.
  8. Contact information is clear and includes phone and address.
  9. Social media presence on LinkedIn, YouTube, Instagram.
  10. No exposed sensitive data or vulnerable libraries detected.
Technical notes

Notes

The website uses modern web technologies including JavaScript frameworks (likely StimulusJS), deferred CSS loading, and polyfills for legacy browser support. It integrates Usercentrics for cookie consent and Google Tag Manager for analytics and marketing. The site is mobile-optimized with responsive design and structured data for SEO. Performance is moderate, with potential improvements in load speed and accessibility. Hosting details are not explicit, but the domain uses custom name servers. The technical implementation is robust but could benefit from enhanced security headers and accessibility features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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