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Security report for oba.hu

Országos Betétbiztosítási Alap · Finance · Hungary

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Országos Betétbiztosítási Alap (OBA) is a Hungarian national deposit insurance fund that provides deposit protection and compensation services to bank customers in Hungary. It operates as a government-backed institution ensuring financial stability and depositor confidence. The website serves as an information portal for deposit insurance, compensation procedures, and related regulatory information, targeting Hungarian bank customers, financial institutions, and regulatory bodies. The business model is focused on deposit insurance and financial consumer protection within the Hungarian banking sector. Technically, the website is built on WordPress CMS, utilizing modern web technologies such as jQuery and Cookiebot for cookie consent management. It employs HTTPS with strong security headers and integrates Google Analytics for usage tracking. The site demonstrates good mobile optimization, accessibility, and SEO practices, reflecting a mature digital infrastructure suitable for a government-related entity. From a security perspective, the website enforces HTTPS, uses security headers, and implements a comprehensive cookie consent mechanism aligned with GDPR requirements. No critical vulnerabilities or exposed sensitive data were detected. However, the site lacks a publicly available security policy, incident response contact, and vulnerability disclosure page, which are recommended for enhanced transparency and security posture. Overall, the website is trustworthy, professionally maintained, and compliant with privacy regulations. It effectively communicates its services and maintains a secure environment for visitors. Strategic improvements in security policy publication and incident response transparency would further strengthen its security and compliance profile.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching oba.hu

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
50
Email security
70
DNS health
85
Network security
100
GDPR outside view
83
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

OBA holds a key position in Hungary's financial sector as the national deposit insurance fund, providing essential services that protect depositors and maintain banking system stability. Its competitive advantage lies in its government backing and regulatory mandate. The business model is service-oriented, focusing on deposit insurance and compensation, funded by member institutions. Revenue streams likely include fees from insured banks. The target customers are bank depositors and financial institutions within Hungary. Growth indicators include ongoing regulatory compliance and public trust. The partnership ecosystem includes financial institutions and government regulators. The website reflects a stable operation with clear communication channels and a focus on consumer protection.

Security posture

The website exhibits a solid security maturity level with enforced HTTPS, comprehensive cookie consent, and security headers. No critical vulnerabilities or security misconfigurations were found. Compliance with GDPR is evident through privacy and cookie policies. However, the absence of a dedicated security policy, incident response contact, and vulnerability disclosure mechanism indicates room for improvement in transparency and incident readiness. Data protection practices are adequate, but formal incident response procedures and public communication channels for security issues should be established. Overall, the security culture appears responsible but could benefit from enhanced documentation and disclosure.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Provide explicit incident response contact information, such as a security@ or abuse@ email address.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Regularly audit and update third-party scripts and plugins to mitigate potential vulnerabilities.
  5. Enhance user awareness and trust by detailing data protection officer contact and compliance measures.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Országos Betétbiztosítási Alap
Description
Hungarian national deposit insurance fund providing deposit protection and compensation services for bank customers.
Key services
Deposit insurance, Compensation for depositors, Information and guidance for banks and customers
Content quality
good
Branding
consistent

Technology

Stack
WordPress, jQuery, Cookiebot, Google Analytics
Frameworks
WordPress CMS
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS with strong security headers.
  2. Cookie consent is implemented via Cookiebot with detailed cookie categories.
  3. Content is primarily in Hungarian with English alternate language available.
  4. No signs of phishing, malware, or suspicious redirects.
  5. Social media presence includes Facebook, LinkedIn, and YouTube.
  6. No explicit terms of service page found.
  7. Contact page provides email and contact form but no phone number explicitly labeled.
  8. No visible security.txt or vulnerability disclosure page.
  9. Website is built on WordPress with standard plugins and scripts.
Technical notes

Notes

The website is built on a widely used CMS platform, WordPress, with standard plugins including Cookiebot for consent management and Google Analytics for traffic analysis. The infrastructure supports responsive design and accessibility features, ensuring usability across devices. Performance is moderate, with potential for optimization in loading times and script management. The technical stack is modern but relies on third-party services, which require regular security reviews. No significant technical debt or legacy issues were detected. Opportunities exist to improve technical documentation and implement advanced security monitoring to mitigate risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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