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Security report for nykredit.dk

Nykredit · Financial services · Denmark

Low risk. 1 critical or high finding in Security headers.

Security score

85/100

Risk levelLow

0–100, higher is better. How it is calculated

Scanned

NIS2 and GDPR posture

GDPR outside view
100/ 100 · Low
Checks completed
5of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1

Need hands-on remediation? Email guard@offseq.com

Keep watching nykredit.dk

This scan found 8 issues across 3 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
50
Network security
100
GDPR outside view
100
Average
85

Not counted

  • Email security: did not complete in this scan.
  • DNS health: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Nykredit holds a strong position in the Danish financial market, offering banking, mortgage, and savings services. Its competitive advantage lies in comprehensive financial advisory services and a robust digital presence. The business model is service-oriented, targeting individuals and businesses requiring financial products. Revenue streams likely include interest income, fees, and commissions. The company partners with major technology and marketing platforms such as Microsoft, Google, Salesforce, and LinkedIn, indicating a mature partnership ecosystem. Growth indicators include extensive use of analytics and marketing tools to optimize customer engagement. Strategic observations highlight the importance of maintaining compliance and security to uphold customer trust in the financial sector.

Security posture

The website exhibits a mature security posture with enforced HTTPS and cookie consent aligned with GDPR. Use of Microsoft Azure and Cloudflare suggests robust hosting and DDoS protection. Application Insights integration provides real-time telemetry and error monitoring. No critical vulnerabilities or exposed sensitive data were found in the analyzed content. However, the absence of explicit security headers like Content-Security-Policy and X-Frame-Options is a gap. Incident response and security policy information are not publicly visible, which could hinder transparency. Overall, the security culture appears proactive but could benefit from enhanced documentation and header implementation to mitigate advanced threats.

Recommendations

  1. Implement and verify comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  2. Publish explicit security policy and incident response contact information on the website.
  3. Conduct regular audits of third-party scripts and libraries to identify and mitigate vulnerabilities.
  4. Ensure all cookies have Secure and HttpOnly flags where applicable to enhance cookie security.
  5. Consider publishing a security.txt file to facilitate responsible vulnerability disclosure and improve transparency.

Contact details published on the site

Addresses
Legal name
Nykredit
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nykredit
Description
Vi rådgiver om bank, boligfinansiering og opsparing med udgangspunkt i hele din økonomi.
Key services
Banking, Mortgage financing, Savings
Content quality
good
Branding
consistent

Technology

Stack
Microsoft Azure, Cloudflare, Google Tag Manager, Application Insights, CookieInformation Consent Management, Typeform
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent management implemented
  • No exposed sensitive data in HTML
  • Use of Application Insights for telemetry and error tracking

Analytics and tracking

Services
Google Analytics, Microsoft Azure Application Insights, Monsido
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google Marketing Platform, Adform, Salesforce Marketing Cloud
Tracking pixels
Microsoft Bing, Facebook Pixel, LinkedIn Insight Tag
Marketing tools
Tealium, Typeform
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS with strong security practices.
  2. Comprehensive cookie consent and privacy policy in Danish language.
  3. Extensive use of third-party analytics and marketing tools with clear disclosures.
  4. No contact emails or phone numbers explicitly found in provided HTML snippet.
  5. No WHOIS data available from DK registry, limiting domain registration insights.
  6. No visible forms in provided HTML snippet; likely uses client-side scripts for forms.
  7. No explicit terms of service or security policy pages detected in provided content.
  8. Website content is accessible and not blocked by WAF or security mechanisms.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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