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Security report for nvb.nl

Nederlandse Vereniging van Banken · Finance · Netherlands

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

The Nederlandse Vereniging van Banken (NVB) is a Dutch banking industry association representing both Dutch and foreign banks active in the Netherlands. The organization focuses on fostering a prosperous, sustainable, and inclusive society, maintaining strong connections with Europe and the global financial community. Their key services include industry representation, public awareness campaigns such as fraud prevention, policy advocacy, and providing information resources to stakeholders and the public. The NVB holds a leading market position as the primary banking sector association in the Netherlands. Technically, the NVB website employs modern web technologies including Vue.js, Google Tag Manager, and Cookiebot for consent management. The site is mobile-optimized with good SEO practices and moderate performance. The infrastructure is secure with HTTPS enforced and cookie consent mechanisms in place, although some security headers could be improved. No critical vulnerabilities or exposed sensitive data were detected. From a security perspective, the NVB website demonstrates a mature security posture with good privacy compliance, including GDPR adherence and cookie consent. However, it lacks explicit security policies, incident response contacts, and vulnerability disclosure mechanisms, which could enhance trust and preparedness. The domain registration data aligns well with the organization's claims, indicating a legitimate and consistent online presence. Overall, the NVB website is professional, trustworthy, and well-aligned with its business objectives. Strategic recommendations include enhancing security headers, publishing a security policy and vulnerability disclosure, improving accessibility, and providing direct security contact information to strengthen the security culture and stakeholder trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching nvb.nl

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
70
Email security
75
DNS health
70
Network security
100
GDPR outside view
83
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The NVB operates as an essential entity within the Dutch banking sector, serving as a unifying association for banks operating in the Netherlands. Its business model centers on advocacy, industry coordination, and public engagement, with revenue likely derived from membership fees and partnerships. The organization targets banks, regulators, policymakers, and the general public interested in banking and financial stability. The NVB's competitive advantage lies in its authoritative position and comprehensive thematic focus areas such as fraud prevention, sustainability, and inclusion. The partnership ecosystem includes recruitment platforms, member networks, and sustainability initiatives, reflecting a broad collaborative approach. Growth indicators include active public campaigns and digital engagement through modern web platforms.

Security posture

The NVB website exhibits a solid security foundation with HTTPS enforced and cookie consent implemented via Cookiebot. No exposed sensitive data or vulnerable libraries were identified. However, the absence of key security headers like Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options represents an area for improvement. The site lacks a published security policy, incident response contacts, or vulnerability disclosure program, which are important for transparency and readiness. GDPR compliance is evident through privacy and cookie policies. Overall, the security posture is good but could be enhanced by adopting additional best practices and formalizing security communications.

Recommendations

  1. Implement and enforce security headers such as CSP, HSTS, and X-Frame-Options to strengthen defense against common web attacks.
  2. Publish a dedicated security policy and incident response page to improve transparency and stakeholder confidence.
  3. Establish and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  4. Enhance website accessibility to meet higher standards, ensuring inclusivity for all users.
  5. Provide direct security contact information (e.g., security@nvb.nl) to facilitate communication regarding security incidents or concerns.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nederlandse Vereniging van Banken
Description
De Nederlandse Vereniging van Banken (NVB) verenigt Nederlandse en buitenlandse banken die actief zijn in Nederland. Samen werken we aan een welvarende, duurzame en inclusieve samenleving, waarbij we in verbinding staan met Europa en de rest van de wereld.
Key services
Industry representation, Public campaigns (e.g. fraud awareness), Policy advocacy, Information dissemination
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Cookiebot, Flipbook plugin, SVG graphics
Frameworks
Google Tag Manager
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Analytics (via GTM)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Cookiebot
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Content is focused on banking industry topics and public awareness campaigns.
  3. No signs of phishing, malware, or suspicious activity.
  4. Good use of modern web technologies and compliance with privacy regulations.
  5. No direct contact emails or phone numbers found on homepage; contact via form only.
  6. Social media presence limited to LinkedIn.
Technical notes

Notes

The NVB website is built using modern JavaScript frameworks, likely Vue.js, and integrates third-party services such as Google Tag Manager and Cookiebot for analytics and consent management. The site uses SVG graphics for logos and icons, enhancing visual quality and scalability. Performance is moderate, with asynchronous loading of scripts and deferred resources. The site is mobile-optimized and SEO-friendly with proper meta tags and Open Graph data. No CMS was explicitly detected, suggesting a custom or headless CMS solution. Hosting provider details are not disclosed. Technical risks are minimal, but the lack of some security headers and formal security documentation could pose future risks if not addressed.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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