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Security report for nrwbank.de

NRW.BANK · Finance · Germany

Low risk. 1 critical or high finding in SSL/TLS.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

NRW.BANK is a regional development bank serving North Rhine-Westphalia, Germany, providing financial products such as loans, equity financing, grants, consulting, seminars, and networking opportunities. The website clearly targets founders, companies, private individuals, and public clients, positioning itself as a key financial partner for economic development in the region. The site is professionally designed with comprehensive content and clear navigation, reflecting a mature digital presence. Technically, the website employs modern frontend technologies including Bootstrap, FontAwesome, and jQuery, ensuring responsive design and good accessibility. The presence of a cookie consent mechanism and privacy policy indicates attention to privacy compliance. Performance is moderate, with room for optimization. Security posture is solid with HTTPS enforced and cookie consent implemented; however, explicit security policies and incident response contacts are not published, representing an area for improvement. No vulnerabilities or suspicious content were detected. WHOIS data aligns with the website's claims, supporting legitimacy. Overall, NRW.BANK's website demonstrates a high level of professionalism, security, and compliance suitable for a government-affiliated financial institution. Strategic enhancements in security transparency and contact information publication would further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
80
Email security
60
DNS health
70
Network security
100
GDPR outside view
83
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention nrwbank.de, from OffSeq Breach.

Total records
7
Employees
0
Customers
7
Third parties
0
Weak passwords
14%

4 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for nrwbank.de.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

NRW.BANK operates as a public development bank focused on supporting economic growth in North Rhine-Westphalia through various financial instruments and advisory services. Its market position is strong within the regional finance sector, leveraging government backing. The business model centers on providing accessible funding and support to startups, SMEs, private homeowners, and public sector clients. The website's structured navigation and targeted content reflect a well-defined customer segmentation strategy. While revenue streams are not disclosed, the bank likely generates income through interest, fees, and government allocations. The partnership ecosystem includes regional innovation partners and networks, enhancing its service offerings and reach.

Security posture

The website enforces HTTPS and implements a cookie consent mechanism, indicating compliance with basic security and privacy standards. However, the absence of published security policies, incident response contacts, and security headers suggests room for maturity improvement. No exposed sensitive data or vulnerable libraries were detected in the provided content. The tracking scripts are limited and consent-based, aligning with GDPR requirements. Overall, the security posture is good but could benefit from enhanced transparency and technical controls to mitigate risks and improve incident readiness.

Recommendations

  1. Publish a dedicated security policy page outlining security frameworks and practices.
  2. Provide clear incident response contact information such as security@ or abuse@ email addresses.
  3. Implement and configure security headers like Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  4. Create and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Enhance performance optimization and mobile responsiveness for improved user experience.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
NRW.BANK
Description
Wir fördern, was NRW bewegt - mit Darlehen, Eigenkapital, Zuschüssen, Beratung, Seminaren, Netzwerken und mehr.
Key services
Loans, Equity financing, Grants, Consulting, Seminars, Networking
Content quality
excellent
Branding
consistent

Technology

Stack
Bootstrap, FontAwesome, jQuery, jQuery UI, Owl Carousel
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented

Analytics and tracking

Services
et.nrwbank.de tracking scripts
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
et.nrwbank.de
Marketing tools
Consent manager scripts
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional, comprehensive, and targeted to multiple customer segments including founders, companies, private persons, and public clients.
  3. Strong privacy and cookie consent mechanisms are implemented.
  4. No explicit contact emails or phone numbers found in the provided HTML; contact likely via forms or dedicated contact pages.
  5. No explicit security policy or incident response information published.
  6. Use of modern frontend libraries and responsive design indicates good technical maturity.
  7. No suspicious or malicious content detected.
  8. WHOIS data supports domain legitimacy and consistency.
Technical notes

Notes

The website uses a modern frontend stack with Bootstrap for responsive design, FontAwesome for icons, and jQuery with plugins like jQuery UI and Owl Carousel for interactive components. The HTML is well-structured with proper meta tags including Open Graph for social sharing. The site includes a comprehensive cookie consent mechanism indicating GDPR awareness. No CMS or backend technologies were explicitly detected. Hosting details are not provided. Performance is moderate with potential for optimization. Accessibility features such as contrast toggle and language selection are implemented, enhancing usability. Overall, the technical infrastructure supports a professional and compliant web presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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