Is nram.co.uk Safe? Security Analysis for Bradford & Bingley
https://www.nram.co.uk/Check if nram.co.uk is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
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Bradford & Bingley Limited, along with Mortgage Express and NRAM Limited, are financial services companies that ceased lending operations by October 2023 and entered Members’ Voluntary Liquidation in December 2025. The website serves primarily as an informational portal for former customers, providing guidance on account transfers, contact details for liquidators, and links to UK Asset Resolution Limited, the former shareholder handling certain customer matters. The company’s market position is that of a former lender now in liquidation, with no active lending or customer services. Technically, the website is built on WordPress 7.0 with modern web technologies including jQuery and SEO plugins, and it demonstrates good mobile optimization and accessibility features. Security posture is solid with HTTPS and error monitoring via Sentry, though some security headers are missing and no incident response or vulnerability disclosure policies are present. Overall, the website is professional, trustworthy, and compliant with privacy regulations, though it lacks active customer contact emails or phone numbers on the homepage. The domain is longstanding and consistent with the company’s history, supporting legitimacy.
Detected Technologies
8 urgent findings need attention
8 high
Keep nram.co.uk under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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OffSeq Observations
No critical findings yet
82/100
DNS Health
4 findings
70/100
Email Security
4 findings
80/100
SSL/TLS Security
6 findings
32/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The company operates in the finance sector, specifically mortgage lending and savings, but has ceased operations and is in liquidation. Its business model historically involved lending and savings products, now transitioned to liquidation and customer account management via third parties. The target audience is former customers seeking information post-transfer of accounts. The company benefits from a clear partnership with UK Asset Resolution Limited and professional liquidators, enhancing trust. The website’s content is focused on transparency and customer guidance rather than active business operations. Growth indicators are not applicable due to liquidation status. The partnership ecosystem includes UKAR and RSM UK Restructuring Advisory LLP, critical for ongoing customer support and liquidation processes.
Extracted Contact Information
Marketing Intelligence Data
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with enforced HTTPS and use of Sentry for error monitoring. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of common security headers such as Content-Security-Policy and Strict-Transport-Security is a gap. There is no visible incident response contact or vulnerability disclosure policy, which could be improved to enhance security transparency. Data protection practices appear compliant with GDPR, supported by a comprehensive privacy notice. The site’s minimal tracking and lack of aggressive data collection reduce privacy risks. Overall, the security posture is good but could benefit from additional headers and formalized security policies.
Strategic Recommendations
Priority Actions for Security Improvement
Implement standard security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance protection against common web attacks.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
Bradford & Bingley
Bradford & Bingley Limited, Mortgage Express, and NRAM Limited ceased lending operations after transferring all live customer accounts to other lenders by October 2023. The companies entered Members’ Voluntary Liquidation in December 2025 with appointed Joint Liquidators. Former customers are directed to their new lenders or UK Asset Resolution Limited for certain account matters. The site provides information and contact details for former customers and liquidators.
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Use of Sentry for error monitoring
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is informational only due to company liquidation status.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Referrer-Policy configuration
Current value: "same-origin"
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
GDPR requires clear information about cookie usage
No Data Protection Officer mentioned
Large organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
Privacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
Detected sectors: transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DMARC reporting
DMARC aggregate reports not configured
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
SSL certificate expires in 75 days
Weak SSL Key Length
SSL certificate uses 256-bit key, which is considered weak
HSTS Not Enabled
HTTP Strict Transport Security (HSTS) is not configured
Mixed Content Detected
1 resources loaded over insecure HTTP
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
Domain can be transferred without authorization
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does nram.co.uk compare?
See how nram.co.uk stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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