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Security report for nordeapension.dk

Nordea Pension · Finance · Denmark

Low risk. 1 critical or high finding in SSL/TLS.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

Nordea Pension is a well-established Danish financial services provider specializing in pension and insurance products. The company offers a broad range of services including pension savings, health insurance, life insurance, and investment funds, targeting both private individuals and businesses. The website reflects a professional and consistent brand presence with clear navigation and relevant content tailored to its audience. Technically, the website employs modern JavaScript libraries such as jQuery and Bootstrap, integrates Microsoft Application Insights and Google Tag Manager for analytics and monitoring, and uses a comprehensive cookie consent management system from CookieInformation.com. The site is mobile-optimized and performs moderately well, though there is room for improvement in accessibility and security headers. From a security perspective, the site enforces HTTPS and implements cookie consent mechanisms aligned with GDPR requirements. However, explicit security headers are missing, and there is no publicly available security policy or incident response information. The WHOIS data is unavailable or privacy protected, which limits domain trust verification but is common for financial institutions. Overall, the website demonstrates a strong security posture and compliance with privacy regulations, with minor technical and transparency improvements recommended. The risk level is low, and the site is suitable for its intended audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching nordeapension.dk

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
75
Email security
85
DNS health
70
Network security
100
GDPR outside view
88
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Nordea Pension holds a significant position in the Danish pension market, leveraging its affiliation with Topdanmark and partnerships with service providers like CookieInformation.com. The business model focuses on providing tailored pension and insurance solutions with advisory services. Revenue streams likely include pension fund management fees, insurance premiums, and investment products. The company targets private customers and businesses, emphasizing responsible investment aligned with UN Global Compact principles. The website's integration of analytics and consent management indicates a mature digital presence supporting customer engagement and regulatory compliance.

Security posture

The website exhibits a mature security posture with enforced HTTPS, cookie consent aligned with GDPR, and use of reputable analytics platforms. However, the absence of explicit security headers such as Content Security Policy, HSTS, and X-Frame-Options represents an area for enhancement. No vulnerabilities or exposed sensitive data were detected in the HTML content. The lack of a public security policy or incident response contact reduces transparency. The WHOIS privacy protection is justified but limits domain trust verification. Overall, the site is secure for typical user interactions but would benefit from improved header configurations and published security documentation.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection.
  2. Publish a clear security policy and incident response contact information on the website.
  3. Consider adding a security.txt file to facilitate vulnerability disclosures.
  4. Enhance accessibility features to improve compliance with standards such as WCAG.
  5. Regularly audit third-party scripts and dependencies for vulnerabilities and update them promptly.

Contact details published on the site

Addresses
Legal name
Nordea Pension, Livsforsikringsselskab A/S
Registration number
19625087
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nordea Pension
Description
Nordea Pension offers a variety of pension solutions including pension savings, health insurance, life insurance, and more tailored to customer needs.
Key services
Pension savings, Health insurance, Life insurance, Investment funds, Customer advisory services
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, jQuery 3.7.1, Bootstrap, Microsoft Application Insights, Google Tag Manager, CookieInformation.com consent management
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML
  • Use of Application Insights for monitoring

Analytics and tracking

Services
Microsoft Application Insights, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Microsoft Application Insights
Marketing tools
CookieInformation.com consent management
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive cookie consent mechanism implemented with detailed cookie categories.
  3. Use of modern analytics and monitoring tools (Microsoft Application Insights, Google Tag Manager).
  4. Clear business contact information and physical address provided.
  5. No visible security headers detected in HTML source; potential area for improvement.
  6. WHOIS data is unavailable or privacy protected, limiting domain trust verification.
  7. Website content is professional, finance-focused, and targeted at Danish customers.
  8. Mobile and desktop versions are well supported with responsive design.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a modern front-end stack with jQuery and Bootstrap for UI components and responsiveness. It integrates Microsoft Application Insights and Google Tag Manager for telemetry and analytics, indicating a robust monitoring setup. Cookie consent is managed via CookieInformation.com, ensuring compliance with privacy laws. Hosting appears to leverage Azure infrastructure, inferred from telemetry endpoints. Performance is moderate with preloading of fonts and assets. The site is mobile-optimized and SEO-friendly with proper meta tags and structured data. However, the absence of explicit security headers and limited CMS identification suggest opportunities for technical hardening and modernization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 76/100Low21 findingsView report
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