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Security report for nordea.lv

Nordea · Finance · Denmark

Low risk. 1 critical or high finding in Security headers.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

Nordea is a leading Nordic universal bank providing a wide range of financial services including personal and business banking, asset management, and investment solutions. The bank targets individuals and corporate clients primarily in the Nordic region, maintaining a strong market position supported by comprehensive corporate governance and investor relations transparency. The website is built on Drupal 10, indicating a modern and maintainable technical infrastructure with good mobile optimization and accessibility features. Security posture is strong with HTTPS enforcement, security headers, and secure login portals, although explicit incident response and vulnerability disclosure information are not publicly available. Overall, the site demonstrates a high level of professionalism and trustworthiness, though the absence of WHOIS data for the domain is unusual and should be further verified to ensure domain legitimacy.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
55
Email security
80
DNS health
90
Network security
100
GDPR outside view
83
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Nordea operates as an essential entity in the banking and finance sector with a universal banking model serving multiple Nordic countries through localized domains and services. The business model focuses on retail and corporate banking, asset management, and investment services. The company exhibits strong branding consistency and trust indicators such as ISO 27001 certification and detailed corporate governance disclosures. The presence of multiple country-specific domains and dedicated netbank portals reflects a broad and mature operational footprint. Nordea's partnership ecosystem includes subsidiaries like Nordea Funds, enhancing its asset management capabilities. The website content and structure support a professional and transparent business image, suitable for an enterprise-sized financial institution.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, comprehensive security headers, and secure login mechanisms for personal and business netbanking. The presence of ISO 27001 certification indicates adherence to recognized information security standards. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the lack of publicly available incident response contacts and vulnerability disclosure policies represents a gap in transparency and readiness. The use of third-party scripts such as Tealium for analytics and tracking is managed with consent mechanisms, supporting privacy compliance. Overall, the security posture is strong but could be enhanced by publishing explicit incident response and vulnerability disclosure information.

Recommendations

  1. Publish explicit incident response contact information on the website to improve transparency and readiness.
  2. Implement and publicly disclose a vulnerability disclosure policy to encourage responsible reporting of security issues.
  3. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  4. Enhance transparency regarding data retention policies and user privacy practices.
  5. Maintain and update security headers and SSL configurations to align with evolving best practices.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nordea
Description
Nordea is a leading Nordic universal bank – a strong and personal financial partner offering financial solutions to meet customer needs and help achieve goals and dreams.
Key services
Personal banking, Business banking, Asset management, Investment services
Content quality
excellent
Branding
consistent

Technology

Stack
Drupal 10, JavaScript, CSS, HTML5
Frameworks
Drupal
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • Secure login forms

Analytics and tracking

Services
Tealium
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Tealium (utag.js)
Marketing tools
Tealium
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented with comprehensive corporate and investor information.
  3. Strong privacy and cookie policies with consent mechanisms are present.
  4. Multiple localized domains and netbank portals indicate a large enterprise footprint.
  5. Security headers and HTTPS are properly implemented.
  6. No direct contact emails found on main page; contact via forms and phone is available.
  7. WHOIS data is missing, which is unusual and warrants further investigation.
  8. Use of modern CMS (Drupal 10) and tracking via Tealium.
  9. Dark mode toggle and accessibility features are implemented.
  10. No visible vulnerabilities or exposed sensitive data in HTML.
Technical notes

Notes

The website is built on Drupal 10, a modern and widely supported CMS platform, ensuring maintainability and security. The use of JavaScript and CSS is standard, with asynchronous loading of scripts to optimize performance. Mobile optimization and accessibility features are well implemented, including a dark mode toggle and skip links for screen readers. SEO is supported by proper meta tags and Open Graph data. The performance is moderate, likely influenced by the complexity and size of the site. No major technical debt or outdated technologies were detected. Hosting provider details are not explicitly identified from the content. Overall, the technical infrastructure supports a robust and user-friendly online presence for a large financial institution.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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