Is nfumutual.co.uk Safe? Security Analysis for National Farmers Union Mutual Insurance Society Limited
http://nfumutual.co.ukCheck if nfumutual.co.uk is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
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NFU Mutual is a well-established UK-based insurance and financial services provider with a strong market position, offering a wide range of insurance products including home, motor, business, farming, and life cover, as well as investment and pension services. The company operates through a network of over 280 local agency offices, emphasizing personal service and local presence. The website reflects a mature digital infrastructure using modern technologies such as React, Google Tag Manager, and Microsoft Application Insights, with good mobile optimization and accessibility features. Security posture is strong with HTTPS, reCAPTCHA, and cookie consent mechanisms in place, although explicit security policy and incident response contacts are not found. Overall, the site is professional, trustworthy, and compliant with privacy regulations, supporting NFU Mutual's reputable brand image.
Detected Technologies
21 urgent findings need attention
12 critical · 9 high
- + 13 more findings in the full report below
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
5 findings
55/100
GDPR Compliance
2 findings
63/100
NIS2 Compliance
8 findings
5/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
NFU Mutual holds a competitive advantage as a trusted insurer with multiple industry awards including Which? Insurance Brand of the Year 2025 and Defaqto 5 Star ratings. Their business model focuses on personalized insurance and financial planning services delivered via a widespread agency network. The company targets UK residents, farmers, and businesses, leveraging strong brand recognition and regulatory compliance to maintain market leadership. Partnerships such as Islands Insurance indicate strategic ecosystem collaborations. The website content and structure support customer engagement and conversion through clear navigation and multiple contact points.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
The National Farmers Union Mutual Insurance Society Limited
111982
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with enforced HTTPS, use of Google reCAPTCHA to prevent automated abuse, and comprehensive cookie consent management via OneTrust. Security headers and script integrity attributes are present, enhancing protection against common web threats. However, the absence of a publicly available security policy or incident response contact information represents a compliance gap. No vulnerabilities or exposed sensitive data were detected in the analyzed content. The site aligns well with GDPR requirements, reflecting a strong security culture and privacy awareness.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page outlining security practices and controls.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
National Farmers Union Mutual Insurance Society Limited
NFU Mutual offers personal insurance services with over 280 UK agencies, covering home, farm, business insurance, and financial planning including pensions and investments.
excellent
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- Use of HTTPS
- Use of Google reCAPTCHA
- Cookie consent management via OneTrust
- Application Insights monitoring
- Integrity attributes on external scripts
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and well-structured
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
Privacy policy may not be GDPR compliant
Privacy policy lacks explicit GDPR compliance elements
No HTTPS encryption
GDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
NIS2 requires appropriate technical measures including encryption
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
Website does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
Domain can be transferred without authorization
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
Service Exposed: SSH
Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced
Critical Service Exposed: Telnet
Port 23 (Telnet) is publicly accessible - Telnet - Unencrypted remote access
High-Risk Service Exposed: RPC
Port 135 (RPC) is publicly accessible - RPC - Windows RPC endpoint
High-Risk Service Exposed: NetBIOS
Port 139 (NetBIOS) is publicly accessible - NetBIOS - Windows file sharing
Critical Service Exposed: SMB
Port 445 (SMB) is publicly accessible - SMB - Windows file sharing, high risk
Critical Service Exposed: MSSQL
Port 1433 (MSSQL) is publicly accessible - MSSQL - Database server
Critical Service Exposed: Oracle
Port 1521 (Oracle) is publicly accessible - Oracle - Database server
Critical Service Exposed: MySQL
Port 3306 (MySQL) is publicly accessible - MySQL - Database server
Critical Service Exposed: RDP
Port 3389 (RDP) is publicly accessible - RDP - Remote Desktop, prime ransomware target
Critical Service Exposed: PostgreSQL
Port 5432 (PostgreSQL) is publicly accessible - PostgreSQL - Database server
Critical Service Exposed: Redis
Port 6379 (Redis) is publicly accessible - Redis - In-memory database
High-Risk Service Exposed: Elasticsearch
Port 9200 (Elasticsearch) is publicly accessible - Elasticsearch - Search engine
Critical Service Exposed: MongoDB
Port 27017 (MongoDB) is publicly accessible - MongoDB - NoSQL database
How does nfumutual.co.uk compare?
nfumutual.co.uk scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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