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Security report for nexentbank.de

Nexent Bank · Finance · Germany

Low risk. 1 critical or high finding in SSL/TLS.

Security score

80/100

Risk levelLow

0–100, higher is better. How it is calculated

Nexent Bank is a digital banking institution focused on retail customers in Germany, offering savings products such as Tagesgeld and Festgeld with competitive interest rates. The bank has rebranded from Credit Europe Bank and emphasizes secure, transparent, and modern online banking services. The website reflects a professional and consistent brand image targeting retail savers seeking flexible and fixed-term deposit products. Technically, the site uses modern JavaScript libraries, Google Tag Manager, and Cookiebot for compliance and analytics, hosted on Akamai CDN infrastructure. Security posture is solid with HTTPS enforced and cookie consent implemented, though some security headers and explicit security policies are not evident. Contact information is clearly provided via phone, but no direct email or social media links are found. Overall, the site is well-structured, mobile-optimized, and compliant with GDPR requirements, presenting a trustworthy online presence for a mid-sized banking entity.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching nexentbank.de

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
70
Email security
85
DNS health
75
Network security
100
GDPR outside view
83
Average
80

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector, specifically retail banking, with a business model centered on online deposit products and digital banking services. It targets German retail customers and positions itself as a modern, secure alternative with a history of over 30 years under its former brand. The website links to related domains indicating a partnership or brand evolution from Credit Europe Bank. The bank leverages digital marketing and analytics tools to optimize user experience and compliance. Growth indicators include a focus on mobile app availability and online account opening. The partnership ecosystem includes related European banking domains. Strategic observations suggest a focus on digital transformation and customer-centric product offerings.

Security posture

The website demonstrates a good security maturity level with HTTPS enforced and a comprehensive cookie consent mechanism that aligns with GDPR. Use of Google Tag Manager and Cookiebot indicates awareness of privacy and tracking compliance. However, explicit security headers like Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options are not clearly present in the HTML, which could be improved. No vulnerabilities or exposed sensitive data were detected in the content. Incident response and security policy information are not publicly available, which is a gap in transparency and readiness. Overall, the security posture is solid but could benefit from enhanced header policies and published security contacts.

Recommendations

  1. Implement and verify security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen browser security.
  2. Publish a clear security policy and incident response contact information to improve transparency and readiness.
  3. Add a security.txt file to facilitate vulnerability disclosure and improve trust with security researchers.
  4. Enhance accessibility features to improve compliance and user experience for all users.
  5. Maintain and regularly update cookie consent mechanisms to ensure ongoing GDPR compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nexent Bank
Description
Nexent Bank – Digital. Sicher. Zinsen mit Substanz. Modernes Sparen mit starken Zinsen: Tagesgeld und Festgeld direkt online abschließen – sicher & transparent. Nexent Bank (vormals als Credit Europe Bank).
Key services
Tagesgeld (daily accessible savings account), Festgeld (fixed term deposit), Online banking platform
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Cookiebot, QR Code Styling library
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • Use of HTTPS
  • Cookie consent with opt-in mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Cookie consent is implemented with detailed categories and opt-in mechanism.
  3. Clear business focus on retail banking products in Germany.
  4. Use of modern tracking and consent management tools.
  5. No explicit security policy or incident response contact found.
  6. Contact phone number clearly displayed in footer.
  7. No email addresses explicitly found in provided HTML snippet.
  8. No social media links detected in provided content.
  9. Good mobile optimization and navigation clarity.
  10. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a modern JavaScript-based frontend with asynchronous loading of Google Tag Manager and Cookiebot scripts for analytics and consent management. Hosting is via Akamai CDN, providing performance and security benefits. The site is mobile-optimized with responsive design and clear navigation. SEO is supported by appropriate meta tags and structured cookie consent information. No CMS is explicitly detected, suggesting a custom or proprietary platform. Performance is moderate with lazy loading of images. Technical risks are minimal but could be reduced by adding missing security headers and improving accessibility compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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