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Security report for nexentbank.com

Nexent Bank N.V. · Finance · Netherlands

Low risk. 1 critical or high finding in SSL/TLS.

Security score

79/100

Risk levelLow

0–100, higher is better. How it is calculated

Nexent Bank N.V. is a medium-sized boutique bank headquartered in Amsterdam, Netherlands, established in 1994. It specializes in corporate banking, trade and commodity finance, supply chain finance, and online retail banking, serving small to medium-sized businesses and individual clients. The bank operates internationally with offices in Germany, Malta, Romania, and other countries, offering tailored financial services and leveraging a lean organizational structure for efficient client service. Technically, the website employs modern JavaScript libraries, Google Tag Manager, and Cookiebot for privacy compliance, with a moderate performance and good mobile optimization. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, though some security headers and incident response policies are not explicitly published. The absence of WHOIS data is a concern for domain transparency but does not detract from the professional presentation and trustworthiness of the site. Overall, the website is well-designed, compliant with privacy regulations, and provides clear business and contact information.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching nexentbank.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
70
Email security
85
DNS health
75
Network security
100
GDPR outside view
88
Average
79

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Nexent Bank positions itself as a specialized boutique bank with a focus on corporate and trade finance, targeting SMEs and retail clients seeking online banking solutions. Its competitive advantage lies in personalized service, international presence, and a diverse workforce. The bank's revenue streams likely include lending, trade finance fees, and retail banking products. The partnership ecosystem includes related domains such as Crediteurope in Germany and the Netherlands, indicating strategic alliances. Growth indicators include a broad geographic footprint and a focus on sustainability and ESG factors. The bank emphasizes collaboration and transparent client dialogue, which supports its market positioning as a trusted financial partner.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and a comprehensive cookie consent mechanism aligned with GDPR requirements. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not evident, and no public security or incident response policies are found. There is no visible vulnerability disclosure or security.txt file, which could enhance transparency and trust. No exposed sensitive data or vulnerable libraries were detected. Overall, the security maturity is good but could be improved by publishing formal security policies and implementing additional HTTP security headers.

Recommendations

  1. Implement and verify HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Publish a dedicated security policy page and incident response contact information to improve transparency and user trust.
  3. Consider adding a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced via dependencies.
  5. Enhance accessibility features and SEO optimization to improve user experience and search engine ranking.

Contact details published on the site

Addresses
Legal name
Nexent Bank N.V.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Nexent Bank N.V.
Description
Nexent Bank is a public limited company established in 1994 in the Netherlands with a full banking license. The bank is headquartered in Amsterdam and has over 900 employees in 7 countries. It specializes in corporate banking, international trade and commodity finance, and online retail banking, focusing on small to medium-sized businesses and individual clients.
Key services
Corporate Lending, Project Finance, Marine Finance, Trade and Commodity Finance, Supply Chain Finance, Bank Relations, Online Retail Banking
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Cookiebot, QR Code Styling library
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Professional banking website with clear corporate focus.
  3. Comprehensive cookie consent mechanism implemented.
  4. WHOIS data missing, which is a concern for domain transparency.
  5. No explicit security or incident response policies published.
  6. Multiple international offices and subsidiaries listed.
  7. Use of Google Analytics and Google Tag Manager for tracking.
  8. No social media links explicitly found in provided HTML.
  9. No visible forms collecting personal data except cookie consent.
Technical notes

Notes

The website uses modern JavaScript libraries including Google Tag Manager and Cookiebot for analytics and privacy compliance. The presence of QR code styling library indicates some interactive or marketing features. The site is mobile optimized with responsive design and good navigation clarity. Performance is moderate, with potential for improvement in loading speed and accessibility compliance. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Overall, the technical infrastructure supports a professional banking website but could benefit from enhanced SEO and accessibility improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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