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Security report for nej-pojisteni.cz

Finance · Czech Republic

Medium risk. 10 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

Nej-Pojištění.cz is a newly launched Czech online platform specializing in insurance comparison and sales, focusing on providing users with quick access to affordable insurance options such as mandatory liability, comprehensive, and travel insurance. The website targets Czech-speaking consumers seeking to compare and purchase insurance products efficiently. The business model centers on aggregating insurance offers and facilitating immediate insurance acquisition, positioning itself as a convenient intermediary in the Czech insurance market. Technically, the website is built on the Yola site builder platform, utilizing common web technologies including Google Adsense for advertising and multiple analytics services for user tracking. The site demonstrates basic mobile optimization and moderate performance but lacks advanced technical frameworks or custom backend technologies. Security posture is limited; no security headers were detected, and there is no visible privacy or terms of service documentation, which may impact user trust and compliance. The domain registration is recent, consistent with a new business venture, and registered through a reputable Czech registrar, Active24. Overall, the site is functional but would benefit from enhanced security measures, clearer privacy compliance, and more transparent business information to improve credibility and user confidence.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching nej-pojisteni.cz

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
47
Security headers
15
Email security
85
DNS health
60
Network security
100
GDPR outside view
25
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The platform operates in the finance sector, specifically targeting insurance consumers in the Czech Republic. Its competitive advantage lies in offering quick online insurance comparisons and immediate policy acquisition. The business appears small and newly established, with no parent or subsidiary companies identified. Revenue likely derives from affiliate commissions or advertising partnerships with insurance providers. The absence of detailed company information and contact data suggests a lean operational model focused on digital presence. The partnership with Active24 for domain registration and hosting indicates reliance on established Czech infrastructure providers. Growth potential depends on expanding trust signals, improving compliance, and enhancing user engagement through richer content and transparent policies.

Security posture

Current security maturity is low to moderate. The website uses HTTPS (implied by external scripts loaded over HTTPS), but no explicit security headers such as Content-Security-Policy or X-Frame-Options were detected, which are important for mitigating common web attacks. The lack of privacy policy and terms of service pages indicates compliance gaps with GDPR and related regulations. Multiple third-party tracking scripts increase the attack surface and raise privacy concerns. No incident response or vulnerability disclosure information is provided, limiting transparency in security management. The site should prioritize implementing security best practices, including security headers, clear privacy documentation, and secure form handling to protect user data and comply with legal requirements.

Recommendations

  1. Implement comprehensive privacy and terms of service pages to ensure GDPR compliance and build user trust.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web vulnerabilities.
  3. Provide clear and accessible contact information including company details and support channels.
  4. Establish a vulnerability disclosure policy and incident response contact to improve security transparency.
  5. Review and minimize third-party tracking scripts to reduce privacy risks and improve site performance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Description
Najděte si nabídky pojištění online během pár minut. Porovnejte nejlevnější povinné ručení, havarijní i cestovní pojištění a ušetřete. Získejte pojištění ihned!
Key services
Insurance comparison, Online insurance quotes, Insurance purchase facilitation
Content quality
basic
Branding
consistent

Technology

Stack
Google Adsense, Google Tag Manager, Google Analytics (gtag.js), WebFontLoader, Yola Analytics, SiteWit Analytics
Platforms
Yola Site Builder
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
40/100

Analytics and tracking

Services
Google Analytics, Yola Analytics, SiteWit Analytics
Tracking level
extensive
Privacy practices
poor

Advertising

Ad networks
Google Adsense
Tracking pixels
Yola Analytics, SiteWit Analytics
Transparency
basic

Site quality

Design
basic
User experience
basic
Content relevance
good
Navigation
basic
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is a newly created Czech insurance comparison platform.
  2. No explicit privacy or terms of service pages found.
  3. Cookie consent banner is present and functional.
  4. No direct contact information or company details visible on the homepage.
  5. Uses multiple third-party analytics and advertising scripts.
  6. No security headers detected in provided data.
  7. No WAF or blocking mechanisms detected.
  8. Content is safe and appropriate for general audiences.
Technical notes

Notes

The website is built using the Yola site builder platform, leveraging standard web technologies and Google services for advertising and analytics. The use of WebFontLoader and multiple analytics scripts indicates a moderate level of technical sophistication but also potential performance overhead. Hosting and domain registration are managed by Active24, a known Czech provider. The site demonstrates basic mobile responsiveness and SEO meta tags but lacks advanced accessibility features and security configurations. Performance is moderate, with room for optimization by reducing third-party scripts and improving caching strategies. Technical debt appears low given the newness of the site, but modernization opportunities include adopting security best practices and enhancing user experience through richer content and clearer navigation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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